Archived App (Last seen on 4 Jun 2026)

This is an archived listing of the app previously available on the App Store.

Although the app is no longer distributed by Apple, you can still view its description, screenshots, version history, ratings, and metadata for reference.

Details

  • Released
  • Updated
  • September 17, 2021
  • February 19, 2024

Features

OPTO screenshot #1 for iPhone
OPTO screenshot #2 for iPhone
OPTO screenshot #3 for iPhone
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About

This digital wallet offers instant digital revolving credit, seamless transfers to major banks 24/7, and dental emergency assistance. It provides intuitive expense tracking and bill payment, all accessible within minutes of signing up.

Instant digital revolving credit
24/7 bank transfers
Dental emergency assistance
Intuitive expense tracking
Bill payment
Fast sign-up
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What's New in OPTO

2.1.7

February 19, 2024

Hemos implementado algunos cambios para mejorar tu experiencia al usar OPTO, te escuchamos y mejoramos para tí.

User reviews

Nada funcional

Ni se molesten en descargarla, no ha estado funcional en meses, tampoco admite nuevos usuarios o evaluaciones, es una lástima porque la idea era buena, pero a esta altura ya hay mejores opciones digitales que esta

Developer apps

FAQ

What are the main benefits of using OPTO?

OPTO provides instant digital revolving credit, 24/7 transfers to major banks, and dental emergency assistance. Users can also intuitively track expenses and pay bills, all within minutes of registration.

How does OPTO handle security for bank transfers?

OPTO facilitates transfers to major banks like Agrícola, Cuscatlán, Davivienda, and BAC. The app emphasizes transparency for a better user experience, though specific security protocols for transfers are not detailed.

Are there any hidden fees or commissions with OPTO?

OPTO states there are no commissions for using the available credit and no membership fees. Users only pay for the interest on the financing they use.

How quickly can I access credit with OPTO?

You can have credit available for direct use in less than 5 minutes from the time you sign up for OPTO.

What devices is OPTO available on?

OPTO is currently supported on iPhones. Information regarding Android availability is not provided.

How often is OPTO updated?

The latest version of OPTO is 2.1.7, which was last updated on February 19, 2024. This indicates regular updates to the application.

What is the user sentiment for OPTO?

OPTO has a rating of 3.7 stars from 3 ratings. This suggests a mixed but generally positive reception from its limited user base.

Does OPTO have ads?

No, OPTO does not contain advertisements.