Our Wallet: Couple Expenses

Our Wallet is an expense tracker and settlement app built for two people living together — couples, newlyweds, and roommates. Beyond recording day-to-day spending by category, Our Wallet handles what most apps don't: custom split ratios per category (say, groceries 70:30 while rent stays 50:50) and expenses paid on each other's behalf. At the end of the month, the app tells you exactly who pays whom, and how much. WHO IT'S FOR • You just moved in together and want a fair way to share costs • You'd like to split based on income — not always straight down the middle • "I paid for yours" keeps getting forgotten • Your spreadsheet works, but entering data has become a chore KEY FEATURES ◆ Quick expense entry Pick a date, category, amount, and who paid — done. Add subcategories and notes (like the store name) when you want more detail. Monthly lists and category summaries show where your money goes. ◆ Custom split ratio per category Set each category's split anywhere from 0–100%. Groceries 70:30, rent 60:40 by income, everything else 50:50 — whatever feels fair for the two of you. ◆ Personal expenses, settled together Paid for something that's really your partner's? Flag it as their personal expense and it's automatically included in the monthly settlement. ◆ Automatic monthly settlement The app combines the month's expenses, your category ratios, and personal expenses into one final amount with a clear direction — like "Alex → Sam $123". Tap "Mark as settled" to keep a record. ◆ Prepaid balance Prefer to transfer a lump sum up front? Record it once, and each month's settlement is deducted from the balance automatically — fewer bank transfers. ◆ Recurring templates Rent, utilities, subscriptions: register them once and they're added to your expenses every month automatically. ◆ Home Screen widgets See this month's total and settlement estimate at a glance, or jump straight into entry from your favorite categories. ◆ Built for two Sign in with Apple or Google, then invite your partner with a simple code. Whoever enters an expense, you both see it. FREE TO USE All features are free, supported by a small banner ad. Available in English, Japanese, Korean, Chinese (Simplified/Traditional), and Spanish. Make money one less thing to argue about — with Our Wallet.