
OverPay Calculator UK
Cut years off your mortgage
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Free
In-App Purchases
About
OverPay is a powerful UK mortgage overpayment calculator designed to help you clear your mortgage faster and save thousands in interest.
Instantly see how monthly overpayments or one-off lump sums reduce your mortgage term and total interest paid.
Built specifically for UK homeowners.
Plan Smarter. Save Faster.
Enter your mortgage balance, interest rate and term to instantly calculate:
• New mortgage payoff date
• Total interest saved
• Monthly cost breakdown
• Side-by-side overpayment comparisons
Test Different Scenarios
Try combinations of:
• Monthly overpayments
• One-off lump sums
• Combined strategies
See exactly how each strategy impacts your mortgage term.
Premium Features
Upgrade to unlock:
• Unlimited saved scenarios
• Compare multiple strategies
• Export results to CSV
• Detailed amortisation breakdown
• Remove free plan limits
Important
OverPay provides mortgage calculations for informational purposes only and does not constitute financial advice.
Always consult a qualified financial advisor before making financial decisions.
Terms of use: https://arcye.com/overpay/terms.html
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What's New in OverPay Calculator UK
1.0
February 26, 2026
Subscription plans
Premium Subscription
Monthly OverPay subscription
$2.991 Month



