Pack Ajo

Ajo without the wahala. Pack Ajo brings the ajo, esusu and adashi you already know into one simple app. Save with family, friends, colleagues or new people, everyone pays the same amount each round, and everybody gets a turn to collect the pot. YOUR PEOPLE • Every member verifies with their BVN, matched with their own bank account, so you know who you're saving with. • Profiles show a trust badge: Verified Saver, or Trusted Saver once bank statements are reviewed. • Find friends, see the circles they're in, and join them. Every circle has its own group chat. YOUR POT • Pick a plan from ₦25,000 to ₦1,000,000: Smallie, Steady, Soft Life, Big Stepper, Odogwu or Chairman, daily, weekly or monthly. • Or design your own circle: your amount, your number of people, your pace. • Contributions are debited automatically from your bank on the day, with a backup account if the first one can't be charged. No chasing anyone. • See every naira before you join: the contribution, the circle fee and what you collect. YOUR TURN • Know exactly when you collect. The payout order is drawn fairly when the circle starts, and anyone in it can check the draw. Hosts can also arrange turns, which every member must accept. • Payouts go straight to your bank account. • The Money Trail shows every contribution and payout. HOST AND EARN • Start a circle and earn 5% on every contribution in it, withdrawn to your bank. • Invite friends with your referral link. When they start saving, you earn points that boost your host earnings on your next circle. CLEAR AND SECURE • Payments are processed by Paystack. • Your BVN is encrypted and is only used to confirm it's you. • Sign in with a code sent to your WhatsApp or email, and confirm money actions with your PIN. Fees: each contribution carries a circle fee (10% by default), shown before you join. It pays your circle's host and runs Pack Ajo. Joining is free. Everybody has a turn. Know yours.