1. Home
  2. 💰 Finance
  3. PagaCel
PagaCel

PagaCel

by PAGAPHONE SMARTPAY SA DE CV

84 ratings
113 reviews
💰 Finance
Free

Details

  • Released
  • Updated
  • January 30, 2019
  • July 1, 2026

Features

Developer

PAGAPHONE SMARTPAY SA DE CV
✨Promote your app ✨
PagaCel screenshot #1 for iPhone
PagaCel screenshot #2 for iPhone
PagaCel screenshot #3 for iPhone
PagaCel screenshot #4 for iPhone
PagaCel screenshot #5 for iPhone
📌Ready
Reviews summary↘︎
⭐113
Reviews↘︎
🔄6+ apps
Alternatives↘︎
❓8 answered
FAQ↘︎
📦~ in 2 weeks
Updates frequency↘︎
🖼️Get Icon
Icons↘︎

About

Receive money transfers from the US directly to your phone and withdraw cash from over 50,000 ATMs nationwide. Use your card for payments, pay bills, and top up phone credit with secure, low-fee transactions.

✓Receive remittances from the US
✓Withdraw cash from 50,000+ ATMs
✓Pay with a Platinum PagaPhone card
✓Pay bills and services
✓Top up mobile phone credit
✓Send money to family with low fees
✓Advanced security with biometrics
Show original description

What users say

Summarized from real user reviews of PagaCel. Based on 84 reviews and a 4.7/5 average, it highlights the 19 positives and 8 negatives reviewers mention most about this Finance app.

Positive things

  • 🚀Fast money transfers
  • 👍Easy to use interface
  • 🔒Secure transactions
  • 💰Low fees/commission
  • 💳Card works everywhere
  • 📱Convenient mobile app
  • ⏱️Quick withdrawals
  • 💬Good customer support
  • 🏠Payments from home
  • 🌐International transfers
  • 📲Notifications for received money
  • ⏱️Send money anytime
  • 💸Receive remittances easily
  • 💳Pay with card
  • 🔄Top up phone
  • 🏠Pay bills from home
  • 💡Sell airtime
  • ✅SPEI transfers work well
  • 🏦Account opening easy

Negative things

  • 🐛Cannot upload INE
  • 👎System is bad
  • 💸Charges for transfers
  • ⏳Slow process
  • 🤷‍♀️Unclear how to use
  • ❌Cannot create account in US
  • 📞No customer service number
  • ❌Never received verification code
See all reviews

What's New in PagaCel

2.8.62

July 1, 2026

Antes de PagaPhone cobrar tus remesas y recibir tus envíos de dinero implicaba trasladarse, hacer fila, pagar transporte y finalmente, después de algunas horas, tener tu dinero. Con PagaPhone puedes retirar tu dinero que te envian de Estados Unidos en cualquiera de los más de 50,000 cajeros automáticos a nivel nacional. Hoy puedes recibir tu remesa y tus envios de dinero directamente en tu celular y usar tu tarjeta Platino PagaPhone para pagar en cualquier lugar donde acepten tarjeta. Con PagaPhone puedes: - Cobrar tus remesas que vienen de tu transmisor de dinero favorito de Estados Unidos - Re-envia tu dinero a tus familiares a sus cuentas PagaPhone en toda la republica mexicana y paga solo 1% de comision! - Pagar tus servicios como agua, luz, telefono, etc - Hacer recargas de tiempo aire a cualquier compañía como Telcel, Movistar y AT&T En PagaPhone tu seguridad es primero es por eso que contamos con uno de los procesos de seguridad más avanzados en el mercado que incluye el uso de biométricos y aprobación con dos factores de seguridad.

More

User reviews

Most RecentHighest RatedLowest Rated

INE

No puedo poner mi INE ya intenté mil maneras y no me deja ponerlo, alguna solución ??? Y
MarzavvvvvvMarzavvvvvv

HORRIBLE

Pésima, y no hablo de la aplicación como tal, sino de su sistema, este banco es demasiado feo, te roba, es tardado y por TODO te quiere cobrar. No saben resolver problemas o dar soluciones, se deslindan de las incidencias.
ashkey2396ashkey2396

Uso del wallet

La app de PagaCel me ha sorprendido gratamente. Es fácil de usar, cada vez mejora más y permite hacer una buena variedad de transacciones de manera rápida y segura. Me gusta mucho y definitivamente la recomiendo
JoseAntonioBEJoseAntonioBE

Genial

Excelente app, necesita ser más rápida pero es buena
Kevs1ar01unicornKevs1ar01unicorn

La mejor aplicación

Recibo dinero de mi familia por esta app y va increible
ChdoOasnfire1100ChdoOasnfire1100
See 108 more reviews

Developer apps

Pinpeo
Pinpeo

by PAGAPHONE SMARTPAY SA DE CV

💰 Finance
Free
Wallet Millas para el retiro
Wallet Millas para el retiro

by PAGAPHONE SMARTPAY SA DE CV

💰 Finance
Free
n&b
n&b

by PAGAPHONE SMARTPAY SA DE CV

💰 Finance
Free
See developer apps

User experience

🐞

Reported Bugs

3 issues

Cannot upload INE

Bug

App crashes

Bug

Verification code not received

Bug
✨

Requested Features

2 requests

Improve app speed

Feature

More clarity on sending money from EU to Mexico

Feature

FAQ

How does PagaCel ensure the security of my transactions?

PagaCel prioritizes your security with advanced processes, including the use of biometrics and two-factor authentication for approvals. This multi-layered approach aims to protect your financial information and transactions.

What are the fees for sending money with PagaCel?

PagaCel charges a commission of only 1% when you re-send money to your family's PagaPhone accounts across Mexico. This is highlighted as a low fee for domestic transfers.

Can I use PagaCel to pay for my utilities?

Yes, PagaCel allows you to pay for various services, including water, electricity, and telephone bills, directly through the app. This offers a convenient way to manage your household expenses.

How can I withdraw money sent via PagaCel?

You can withdraw money sent to you via PagaCel from any of the more than 50,000 ATMs available nationwide. This provides widespread access to your funds.

Does PagaCel have ads?

Based on the provided data, PagaCel does not contain advertisements. The app is free to use without any ad interruptions.

What is the age rating for PagaCel?

PagaCel has an age rating of 17+, indicating it is intended for mature users. This is common for financial applications that handle sensitive personal and monetary information.

How often is PagaCel updated?

The latest version of PagaCel is 2.8.62, which was last updated on July 1, 2026. While this date is in the future, it suggests a commitment to regular updates and improvements.

What devices does PagaCel support?

PagaCel is currently supported on iPhones. Users with other device types may not be able to access the application at this time.