Paluwagan

Paluwagan is the easiest way to run your savings circle — built for Filipino communities who’ve been doing this long before any app existed. Whether you’re organizing among family, friends, or your barkada, Paluwagan keeps everyone on the same page: who’s in, whose turn is next, and how to reach each member when it’s time to collect. Stay organized, not overwhelmed. Add members, set your contribution amount, and define the cycle schedule. Paluwagan tracks the rotation so nobody has to keep a mental list or chase down a group chat thread. Know exactly whose turn it is. See the full payout order at a glance. Each member’s slot is clear — no confusion, no disputes about who’s up next. Coordinate payments your way. Members set their preferred modes of transaction — GCash, Maya, bank transfer, or cash — so everyone knows exactly how to reach them when it’s their turn. No transactions happen in the app. Paluwagan is purely a coordination tool; payments are always handled directly between members. Built around TRUST Paluwagan works because the people in your circle trust each other. The app just removes the friction — keeping records clear, schedules visible, and contact details in one place. Paluwagan does not process, hold, or transfer funds. All payments are coordinated directly between members outside the app.