Panammoney

Panammoney is the beautifully simple way to see where your money actually goes — without connecting a single bank account. Most budgeting apps ask you to link your bank, then bury you in dashboards. Panammoney does the opposite: you log what you spend in a couple of taps, and it turns those entries into clear, private insights. No bank logins. No ads. No selling your data. Everything stays on your device. WHY YOU'LL LOVE IT • Dead-simple logging — add an expense or income in seconds with clean categories • Clear insights — see what you spent this month, your income, and where it all went • Beautiful charts — spending by category and a 6-month trend at a glance • Recurring bills — track subscriptions and monthly bills so nothing surprises you • Monthly reports — export a clean PDF or CSV whenever you need one MEET YOUR AI MONEY COACH Panammoney includes a private, on-device AI Money Coach. Ask it questions in plain English — "Where did most of my money go?" or "How can I cut my spending by 10%?" — and get answers based on your own numbers. On supported iPhones it runs entirely on-device using Apple's built-in intelligence, so your financial data never leaves your phone and there are no per-use fees. PRIVATE BY DESIGN Your money is nobody's business but yours. Panammoney never connects to your bank, never shows ads, and never sells your data. Your information lives on your device, and syncs only through your own private iCloud if you choose to enable it. PANAMMONEY PRO Upgrade to Pro to unlock charts, recurring-bill tracking, plain-English takeaways, the AI Money Coach, and PDF/CSV export. Try it free for 7 days. • Monthly or yearly subscription with a 7-day free trial • Payment is charged to your Apple Account at confirmation of purchase • Subscriptions renew automatically unless cancelled at least 24 hours before the period ends • Manage or cancel anytime in your Apple Account settings Start understanding your money today — simply, beautifully, and privately. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/