Panda Pay User Reviews

Customer Experience

Positive experience11.4% of reviews
Neutral0.0% of reviews
Negative experience88.6% of reviews

~ Based on 35 written reviews from the US App Store.

Is Panda Pay Safe?

Panda Pay: Financial Insights appears safe based on user ratings. AppsHunter Safety Score for Panda Pay is 89/100.

This assessment is based on 501 user ratings, with an App Store average of 4.5/5.

Safety Analysis

87.6% of ratings point to a safe experience
2.0% of ratings suggest some concerns
10.4% of ratings point to a risky experience

~ Based on 501 App Store ratings for Panda Pay.

Is Panda Pay Legit?

Panda Pay: Financial Insights appears legitimate, with a few gaps. AppsHunter Legitimacy Score for Panda Pay is 63/100.

Based on 63 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

Upsetting

I I tried reaching out to them today because I’ve been paying for their subscription for a couple months and still have not been able to take out in advance, so I reached out wondering why and they started a ticket and now my account is completely screwed up and they won’t even let me connect my bank. I would not waste your time:(
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Don’t download

They will ask you to connect bank account and get you to subscribe just to deny the advance

Can not get approved

I’ve tried everyday to get approved and I keep getting the message that I don’t qualify even though I have steady income deposited into my account. They gave me a free month but I won’t be paying a subscription fee if I’m not approved.

Don’t try it

This app is a trash

Not good

Y’all suck never got a loan

Fake

Like others have said this is a marketing data company pretending to be fin app. They lie about the cash advances/eligibility all while mining your data and contacts etc. Stay far away.

DO NOT DOWNLOAD

Just like the other reviews waste of time take all your information and won’t approve you for a cash advance.

Horrible

It’s trash

Scam

I signed up for this app. For three straight days, I tried to get a cash advance. For three straight days it says I’m not eligible, but I meet all the requirements, including well more than 3 months of bank deposits, regular activity, and a positive balance. Don’t bother with this app.

Waste of time

Don’t even bother… read the reviews everybody says the same thing… I’m sure the only positive reviews are bots

App

Haven’t had any luck of of a cash advance but yet they still charged me with a monthly fee

They’re stealing your information!!!

Don’t even bother signing up for this, as they demand you connect to your bank by plaid, and wait for the “system” to determine your eligibility.
Connected my bank, and already telling me that I’m not ready.
For anyone looking for help, please don’t bother, they use plaid!!!!

Bad app

Not helpful

Nice app

Very helpful

Confused

While I meet all the requirements I’m never eligible for an advance and it doesn’t make sense

Great customer service

Alex is wonderful, he helped me with a problem I was having. He was very fast and efficient. His has excellent customer service. Please give him a promotion with a big pay raise

Scam

The goal is to atleast steal the first 9.99 from you and hope you forget about the subscription. This app does not pay.

Don’t waste your time

This app doesn’t approve you for any advance even when you have regular activity in your bank account. My feeling is that this app just wants to charge you a fee and wants your information. There are better apps than this one.

Do not recommend

If I could leave 0 stars I would. I have a good banking history with my bank and an income coming in every two weeks and somehow to not qualify. Seems off to me. I do not recommend. I do not understand how they have 4 starts on this app.

The app doesn’t work

I have used the app for maybe about a month and for some reason I don’t meet the requirements to get the cash advance. I have an active bank account. I have regular deposit from my employer. My account is not overdrafted. I was going to close my account, but they offered me another month for free so I kept my account for the last two weeks or so every other day, I would go to see if I was approved and I’m not. I really feel like this app. Just want your money for the subscription, but they don’t follow through with giving an advance.
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