Parasol Budget

Parasol is a personal ledger for people who want to know exactly where their money goes — without handing their financial life to someone else's server. Everything stays on your device and in your own iCloud. No sign-ups, no ads, no subscriptions, and nothing is collected. Ever. TRACK EVERY ACCOUNT • Checking, savings, credit cards, loans, and retirement accounts side by side • Fast transaction entry with categories, splits, transfers, and memos • Search everything, filter by account, and see balances as of any date • Import transactions from your bank's CSV files — no bank login required PLAN AHEAD • A calendar of upcoming scheduled transactions, so bill days never surprise you • Recurring rules for bills, paychecks, and transfers — pause, resume, or skip any occurrence with a tap • Bill reminders that notify you before money leaves your account • Credit card smarts: statement-aware payment projections so you know what's really due BUDGET AND UNDERSTAND • Daily or monthly budgets, including separate budgets for custom category views • Category breakdowns that show where your money actually goes • The Big Picture: your accounts charted over time, on one screen • An interest calculator for loans and savings YOUR DATA, ACTUALLY YOURS • Everything is stored on your device; optional automatic backup goes to your own iCloud Drive • Lock the app with Face ID • Export your complete ledger anytime — it's your data, take it anywhere • No analytics, no tracking, no accounts: the App Store privacy label says "Data Not Collected" because there's nothing to collect New here? Tap "Explore with Sample Data" to try Parasol with a fully populated ledger, then remove it with one tap when you're ready to start fresh. Parasol is completely free.