Pay Beacon

How many subscriptions are charging you every month that you no longer keep track of? And when is the car inspection due? PayBeacon keeps both on one iPhone: what you pay every month, and the dates you must not miss. SUBSCRIPTIONS Everything you pay for - streaming, music, AI tools, cloud storage, the gym - sorted from most expensive to least, with one number at the top: your monthly total. A beat later it tells you what that comes to over a year. For each subscription the app offers four answers: Keep, Pause, Cancel or Later. The four buttons are the same size and the same style; none of them is emphasised. The decision is yours, not the interface's. Type a service name and the app suggests the billing cycle and a reference price from a catalog of 159 familiar services. The price field groups the digits as you type, has a 000 key and a clear button, and a decimal key when your currency has cents. Each time you Pause or Cancel, the app counts the charges that would have happened since, at the price you entered. That is money that did not leave your account, not an estimate. Marking something Cancel here does not cancel it: no third-party app can. The detail screen links to the service's own account page and to the App Store's subscriptions page, where you stop it for real. DUE DATES A second tab for everything with a date that is not a monthly charge: vehicle inspection, vehicle insurance, a warranty, the last day to return something, a passport or another document. - Photograph the bill or the warranty card, or pick a photo you already have. The phone reads the text itself and fills in the purchase date, the term (12 months, 7 days) or the valid-until date. You check every value before you save, and the photo is kept with the item. - Several reminders per item, for example 30, 7 and 1 day before. Something that comes back every year moves to next year when you mark it done, and keeps reminding. - Groups you name, reorder and give a symbol. Three are ready on first launch: Vehicles, Devices and appliances, Documents. - Next 30 days: subscription renewals and due dates on one timeline, overdue first. Reminders are scheduled and shown by your iPhone; no server sends anything. Leaving them off is fine, the rest of the app works the same. ABOUT CURRENCY You choose your currency once, with your first subscription, and every amount is in it. The app has no exchange rate and never converts. Catalog prices are US dollars, so they are filled in only if you chose US dollars too. NO ACCOUNT, NO SERVER No sign-up, no login, no sync. Everything you enter, photos included, stays on this iPhone. The app contains no networking code, so nothing in it can send anything anywhere. No advertising, no tracking, no third-party SDKs. The camera is used only when you tap Camera. THE REST - Monthly and yearly totals, and the monthly equivalent of anything billed yearly. - Export everything the app has stored, as plain text, at any time. Erase all of it in two taps. - Five languages: English, Tieng Viet, Chinese (Simplified), Francais, Portugues. The switch is in Settings. - Light, dark, or follow the system. - Works with no connection. Free. No in-app purchases, nothing held back.