PayClear: Renewals & Bills

Know what renews — and what needs a decision — before the money leaves your account. PayClear keeps every subscription, bill and free trial in one private place on your device. No bank login. No account. No cloud. WHAT NEEDS A DECISION Most trackers give you a list. PayClear gives you a review queue: the free trial that converts on Friday, the annual renewal you forgot about, the shared plan nobody has paid you back for yet. FREE TRIALS, HANDLED Add a trial the day you start it. PayClear tracks the end date and the first charge, then reminds you in time to keep it or cancel it yourself. Once you decide, the trial moves to paid tracking or to cancelled — nothing sits in limbo. RENEWALS AT A GLANCE See what renews next, what's due this week, and the whole month in a clean payment calendar. A home screen widget keeps your next charge and monthly total in view without opening the app. SPLIT SHARED SUBSCRIPTIONS Family plan or flat share? Turn on bill split, set how many people share the cost, and PayClear works out each person's share. Copy a clear summary with the payer and payment details and send it to whoever owes you. WHAT IT REALLY COSTS Monthly and yearly recurring totals, broken down by category and by profile — personal, family, business. Set a spending limit and PayClear tells you when your recurring costs cross it. PRIVATE BY DESIGN Your data lives in a local database on your device. Optional app lock with Face ID or your device passcode. Encrypted, password-protected backup (AES-256) and spreadsheet export whenever you want your data out. PAY ONCE Five active services free. One optional one-time purchase unlocks unlimited services, Premium Reports, the Savings Simulator, app lock and an ad-free app — forever. No monthly fee. A subscription tracker shouldn't be another subscription. PayClear is a manual tracker. It doesn't connect to your bank, detect subscriptions automatically, or cancel anything for you. You add what you pay for — and nothing charges you by surprise.