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Payday Planner: Save & Invest

Payday Planner: Save & Invest

Paycheck splits & projections

7 ratings
5 reviews
📊 Productivity
💰 Finance
Free
In-App Purchases

Details

Released
November 2, 2026
Updated
November 9, 2026

Features

Developer

PEARCE RUSSELL GOODISON
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About

This app helps you manage your paychecks by automatically splitting funds into savings, investing, spending, and taxes based on your custom rules. It provides future projections and tracks your progress with each paycheck.

✓Automated paycheck splitting
✓Customizable savings, investing, spending, and tax buckets
✓Future financial projections
✓Paycheck tracking and streak building
✓Support for various pay frequencies
✓Private by design, no account or bank linking
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+2

What's New in Payday Planner

1.2.0

November 9, 2026

Christmas is coming, and so are your paychecks. NEW: Christmas gift planner • Set a total gift budget, add the people you're buying for, and give each one a budget • Add gift ideas and see what's left for each person (Grandma $35, earrings $15, $20 left) • Find out how much to set aside from each paycheck before Christmas Eve NEW: Payday reminders • Set your next payday for each job • Get a reminder on payday with your usual amount ready to split in one tap • A gentle nudge if a transfer is still unchecked a few days later NEW: Learn tab • Plain-English cards on high-yield savings, Roth IRAs, investing basics, taxes on tips and gigs, inflation, and credit card debt, each with your own numbers • Links to free guides from the IRS, FDIC, SEC, and CFPB Also: each job now keeps its own pay schedule, and the tax estimator is more precise.

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Subscriptions & In-App Purchases

Payday Pro Monthly

Tax estimator, income sources, and export

$2.991 Month
How to cancel Payday Planner subscription ⁉️

User reviews

Most RecentHighest RatedLowest Rated

Awesome app

Incredible app, helps me understand where all my money is going and takes a lot of the stress away.
KFkr fucc

Highly recommend!

Highly recommend this app. It is very useful, giving better insight in my savings and investments. 10/10
Ll_g12345

Helped my son

I told my son to get this app, it has helped him so much with managing his finances and understanding where he should actually put his money.
TMtyped by mom

Great App!

Easy to use and a great tool to help you manage your personal finances.
PPawdawg

Great App

Wow this really helped me organize my finances!
Ggreekfreek420

FAQ

What is Payday Planner?

Payday Planner is a finance app that helps you manage your paychecks by splitting them into savings, investing, spending, and taxes according to your rules. It also provides future financial projections.

How does Payday Planner handle irregular pay?

Payday Planner is built for real paychecks and supports tips, side jobs, and irregular pay. You can log what you actually received to accurately split your funds.

Is Payday Planner secure and private?

Yes, Payday Planner is designed to be private. It does not require an account, bank linking, or tracking, keeping all your financial data on your phone.

What are the subscription options for Payday Pro?

Payday Pro offers two auto-renewing subscription plans: Payday Pro Monthly for $2.99 and Payday Pro Yearly for $19.99. You can manage or cancel your subscription in your Apple ID settings.

Does Payday Planner have ads?

No, Payday Planner does not contain advertisements. The app is free to use, with an optional subscription for advanced features.

What devices does Payday Planner support?

Payday Planner is currently supported on iPhone devices.

How often is Payday Planner updated?

The latest version of Payday Planner is 1.1.0, and it was last updated on November 5, 2026. Updates typically include bug fixes and feature enhancements.

What is the user sentiment for Payday Planner?

Payday Planner has received excellent user feedback, with a rating of 5.0 stars from 5 ratings, indicating high user satisfaction.