Alex
10
Excelente app
Acima das expectativas!!
Payjoy
10
With Ads
About
This digital credit card offers easy and transparent access to credit with no annual fee. Earn bonus credit on streaming, partner purchases, and all other transactions. Enjoy enhanced online security with a dynamic CVV and global purchasing power with Visa, plus exclusive benefits.
✓No annual fee credit card
✓Bonus credit on streaming and purchases
✓Dynamic CVV for online security
✓International purchases with Visa
✓Exclusive Vai de Visa benefits
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What's New in PayJoy
4.16.0
July 13, 2026
Melhorias e correções de bugs.
User reviews
Developer apps
FAQ
Does PayJoy have an annual fee?
No, PayJoy is a credit card with no annual fee, designed to simplify your financial life.
How does the Bonus Limit feature work on PayJoy?
With PayJoy's Bonus Limit, you can earn more credit by using your card and paying on time. You can get up to 5% bonus limit on streaming services, 2% on partner platforms, and 1% on all other purchases.
Is PayJoy secure for online purchases?
Yes, PayJoy offers enhanced online security with a dynamic CVV that changes with each transaction, providing extra protection for your internet purchases.
Can I use PayJoy for international purchases?
Yes, the PayJoy card is accepted globally through Visa, and you can enjoy up to 40 days to make your payments for international purchases.
What are the Vai de Visa benefits with PayJoy?
Your PayJoy card comes with exclusive Vai de Visa benefits, allowing you to take advantage of special offers, promotions, and unique experiences.
What devices does PayJoy support?
PayJoy is available on iPhone, iPad, and iPod devices.
How often is PayJoy updated?
The latest version of PayJoy is 4.14.2, and it was last updated on June 17, 2026, indicating regular maintenance and feature enhancements.
Does PayJoy have ads?
Yes, PayJoy contains advertisements.