PayOff Pro: Mortgage Tracker

PayOff Pro: Mortgage Tracker

Extra Payments & Debt Free

8 ratings
8 reviews
Free
In-App Purchases

Details

  • Released
  • Updated
  • November 17, 2025
  • August 1, 2026

Features

PayOff Pro: Mortgage Tracker screenshot #1 for iPhone
PayOff Pro: Mortgage Tracker screenshot #2 for iPhone
PayOff Pro: Mortgage Tracker screenshot #3 for iPhone
PayOff Pro: Mortgage Tracker screenshot #4 for iPhone
PayOff Pro: Mortgage Tracker screenshot #5 for iPhone
PayOff Pro: Mortgage Tracker screenshot #6 for iPhone
PayOff Pro: Mortgage Tracker screenshot #7 for iPhone
PayOff Pro: Mortgage Tracker screenshot #8 for iPhone
PayOff Pro: Mortgage Tracker screenshot #9 for iPhone
PayOff Pro: Mortgage Tracker screenshot #10 for iPhone
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About

Understand the true cost of your mortgage and discover strategies to pay it off faster. Track extra payments, visualize interest savings, and monitor your debt-free countdown with detailed analytics and exportable schedules.

βœ“Savings Reveal for total interest cost
βœ“Extra payment tracking
βœ“Full amortization schedule
βœ“What-if scenario planning
βœ“Interest analytics
βœ“Debt-free countdown
βœ“PDF and CSV export
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What's New in PayOff Pro

1.1.0

August 1, 2026

Version 1.1.0 is the largest update since PayOff Pro launched. DARK MODE The whole app now follows your system appearance. Every screen was migrated for it rather than tinted, and text contrast was measured screen by screen. WIDGETS, SIRI AND SHORTCUTS Put your progress on your Home Screen and Lock Screen. The ring shows the same percentage the dashboard shows, with your payoff date beside it. Ask Siri for your payoff forecast, or use Shortcuts to go straight to logging an extra payment. A NEW PROGRESS TAB Analytics is now Progress, rebuilt around Swift Charts. Balance over time against the schedule you started with, principal and interest by year, and your share of the loan paid off. Scrub any month to read the numbers behind it. MILESTONES WORTH STOPPING FOR Nine milestones, from 1% paid to paid in full, now arrive as a full celebration with motion and haptics, plus a card you can share. YEAR IN PAYOFF A year-end recap that says what the year was in a sentence. It holds up on a quiet year, which is most years of a mortgage. A CLEARER SETUP Setup now includes a short screen explaining how paying extra works, before you are shown a price. HELP THAT MATCHES THE APP The FAQ went from 20 questions to 24. Four sets of instructions described controls the app does not have and are gone. There are now answers on price, canceling, restoring, widgets, Siri, and how the numbers are worked out. ALSO IN THIS RELEASE - A new green visual identity throughout - The widget no longer reads "Paid off" on a loan with years left - Share cards no longer describe a finished mortgage in the future tense - The About screen now describes how your data is stored accurately, and how to get in touch - Notification copy rewritten so every reminder is true on the day it arrives - An extra payment larger than your balance is refused with an explanation, instead of showing a negative balance - Many VoiceOver, Dynamic Type and contrast fixes across the app Thanks for using PayOff Pro.

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Subscription plans

PayOff Pro Premium

Advanced mortgage tools for accelerating loan payoff

$9.991 Year
3 Days trial
How to cancel PayOff Pro subscription ⁉️

User reviews

The best app ever

The best app I’ve longed been looking for.

Long term planning

One of the most valuable features is the ability to track principal and interest payments over time, which helps me better understand how my mortgage is being paid down. The app’s user-friendly interface makes navigation simple, and the visual charts and payoff projections are especially helpful for long-term planning.
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Perfect App for Home Owner

As a first-time homeowner, navigating a mortgage can feel overwhelming, but this app has made the process so much easier. It provides a clear picture of my mortgage payoff journey and shows how both small and large changes can impact my financial goals over time. The interface is clean, intuitive, and incredibly user-friendly, making it easy to stay on top of everything without feeling intimidated.

What truly sets this app apart is how empowering it is, it gives homeowners the tools and insight needed to make informed decisions with confidence. I highly recommend it to anyone looking to better understand and manage their mortgage. The developer clearly put a great deal of thought, expertise, and attention to detail into creating an outstanding product. Five stars!
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Simple and effective tool

Great app to help pay off your mortgage faster and see how extra payments really help reduce the interest payments and instead apply towards principal payments

Easy to use

Easy to set up and gives you a head start on what to do to pay off early. Am loving it.

Developer apps

FAQ

How does PayOff Pro help me save money on my mortgage?

PayOff Pro provides a 'Savings Reveal' to show your total interest cost and allows you to log extra payments. By tracking these payments, it visualizes how much interest you avoid and how much faster you can become debt-free.

What subscription options are available for PayOff Pro?

PayOff Pro offers two auto-renewable subscription plans: an Annual Plan for $9.99/year and a Monthly Plan for $2.99/month. Both plans include a 3-day free trial.

Can I cancel my PayOff Pro subscription?

Yes, you can manage or cancel your subscription anytime in your device's Settings under Apple ID > Subscriptions. Cancellations must be made at least 24 hours before the end of the current period to avoid further charges.

Does PayOff Pro require an account or collect personal data?

No, PayOff Pro prioritizes privacy. It requires no signup, email, or account creation, and collects zero personal data. All calculations are performed on your device.

What devices is PayOff Pro compatible with?

Based on the provided data, PayOff Pro is currently supported on iPhone. Further platform compatibility may be available.

How often is PayOff Pro updated?

The latest version of PayOff Pro is 1.0.3, last updated on February 17, 2026. This indicates a recent update, suggesting ongoing development and maintenance.

What are the 'What-If Scenarios' in PayOff Pro?

This feature allows you to compare three different payoff strategies side by side: goal-based payoff dates, fixed monthly extra payments, or one-time lump sum payments. It helps you determine which approach yields the most savings.

Can I export my mortgage data from PayOff Pro?

Yes, PayOff Pro allows you to export your complete amortization schedule or payment history in PDF and CSV formats. This is useful for sharing with lenders, advisors, or accountants.