PayoffPilot
Pay off debt. Pay once. Done.
About
This app helps you create a clear plan to become debt-free. It compares the Snowball and Avalanche payoff methods using your actual financial data, tracks your progress, and offers reminders. An optional one-time purchase unlocks advanced simulation and reporting features.
What's New in PayoffPilot
1.0.2
August 28, 2026
Bug Fixes: • Fixed an issue where the Save button could appear unresponsive when editing a debt, especially on newer iOS versions. • You can now save changes to a debt without needing to re-enter every field first. • Minor fixes to button appearance and tap accuracy throughout the app.
MoreIn-App Purchases
$6.99
PayoffPilot Pro
Simulator, PDF reports & full detail. Yours forever.
Developer apps
FAQ
How does PayoffPilot help me get out of debt?
PayoffPilot compares the Snowball and Avalanche payoff strategies using your specific debt details. It shows you your projected debt-free date and tracks your progress as you make payments.
Is PayoffPilot free to use?
Yes, the core features of PayoffPilot are free forever. This includes tracking unlimited debts, comparing payoff strategies, and logging payments. There is an optional one-time purchase for advanced Pro features.
What are the Pro features in PayoffPilot?
PayoffPilot Pro, a single one-time purchase, offers a Scenario Simulator to test extra payments and windfalls, and PDF reports for sharing or printing your payoff plan. It also provides complete comparison details.
Does PayoffPilot have ads?
No, PayoffPilot is ad-free. The developer emphasizes a user-focused experience without advertisements, aligning with the goal of reducing financial burdens.
Is my financial data safe with PayoffPilot?
Yes, your financial data never leaves your phone. The app is designed with privacy in mind, collecting and sharing nothing. It also offers Face ID/Touch ID app lock for added security.
What types of debts can I track in PayoffPilot?
You can track unlimited debts, including credit cards, auto loans, student loans, mortgages, and more. Simply input the balance, interest rate, and minimum payment for each debt.
How often is PayoffPilot updated?
The app was last updated on August 12, 2026, with version 1.0.1. This indicates recent development and ongoing support from the independent developer.
What devices does PayoffPilot support?
PayoffPilot is available for iPhone and iPad, making it accessible to a wide range of iOS users looking to manage their finances.