PayoffPilot
Pay off debt. Pay once. Done.
About
This app helps you create a clear plan to become debt-free. It compares the Snowball and Avalanche payoff methods using your actual financial data, tracks your progress, and offers reminders. An optional one-time purchase unlocks advanced simulation and reporting features.
What's New in PayoffPilot
1.0.1
August 12, 2026
Achievements now work the way they always should have. Your badges unlock from real progress — paying off your first debt, keeping a payment streak alive for three months running, crossing the halfway mark on what you owe, and saving serious money on interest. Tap any badge to see exactly how to earn it. Also in this update: • Sharing and PDF export are more reliable • Exported PDFs are now readable no matter which theme you use • Fixed a keyboard glitch when entering amounts • Cleaned up out-of-date text in Settings
MoreIn-App Purchases
$6.99
PayoffPilot Pro
Simulator, PDF reports & full detail. Yours forever.
FAQ
How does PayoffPilot help me get out of debt?
PayoffPilot compares the Snowball and Avalanche payoff strategies using your specific debt details. It shows you your projected debt-free date and tracks your progress as you make payments.
Is PayoffPilot free to use?
Yes, the core features of PayoffPilot are free forever. This includes tracking unlimited debts, comparing payoff strategies, and logging payments. There is an optional one-time purchase for advanced Pro features.
What are the Pro features in PayoffPilot?
PayoffPilot Pro, a single one-time purchase, offers a Scenario Simulator to test extra payments and windfalls, and PDF reports for sharing or printing your payoff plan. It also provides complete comparison details.
Does PayoffPilot have ads?
No, PayoffPilot is ad-free. The developer emphasizes a user-focused experience without advertisements, aligning with the goal of reducing financial burdens.
Is my financial data safe with PayoffPilot?
Yes, your financial data never leaves your phone. The app is designed with privacy in mind, collecting and sharing nothing. It also offers Face ID/Touch ID app lock for added security.
What types of debts can I track in PayoffPilot?
You can track unlimited debts, including credit cards, auto loans, student loans, mortgages, and more. Simply input the balance, interest rate, and minimum payment for each debt.
How often is PayoffPilot updated?
The app was last updated on August 12, 2026, with version 1.0.1. This indicates recent development and ongoing support from the independent developer.
What devices does PayoffPilot support?
PayoffPilot is available for iPhone and iPad, making it accessible to a wide range of iOS users looking to manage their finances.