
PayRam: Self-Custody Wallet
All your crypto, one balance
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Free
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About
Many coins, one balance. PayRam is the simple self-custody wallet: sign in with your email and your wallet is ready. No seed phrase to write down, and no one else holding your money.
PayRam never stores your keys and cannot move, freeze or take your funds. What's in your wallet is yours.
SIMPLE BY DESIGN
- Many coins, one balance: everything you hold in one total
- Send coins in from other wallets and exchanges. The smart bridge lands them as USDC on Base
- Sign in with email. Your wallet is created for you
- Hold stablecoins and crypto on Base, Ethereum and Polygon
- Send to any address, or scan a QR code to pay
- Receive with your address or QR code
- See every balance and transaction in one place
YOURS ALONE
- Self-custody: you control your wallet, PayRam does not
- Lock the app with Face ID
- Export your wallet key from Settings at any time
- Keep up to five accounts on one device and switch in a tap
- Delete your account in the app, whenever you want
ADD FUNDS
Add money by bank transfer where available, or buy crypto by card through licensed third-party providers. They handle identity checks and payment. Availability depends on your country.
GOOD TO KNOW
- Blockchain network fees apply and vary by network
- Crypto prices can change quickly, and you can lose money
- Transactions on a blockchain cannot be reversed
- PayRam cannot recover your wallet for you. Keep access to your sign-in email, and keep a backup of your exported key somewhere safe
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What's New in PayRam
2.4.0
November 3, 2026
Addressed all public vulnerability fixes. One balance for all your money. Send coins in from other wallets and exchanges and they arrive as USDC on Base. Receive now shows your wallet and the smart bridge side by side. Adding money by bank transfer, where available, is clearer: see the accounts you already have, and tell us when you've sent it. Sends are more dependable: clearer Sending and Completed states, and a send that fails on-chain never reads as sent. Cleaner Funds and account lists, easier-to-read amounts, and many more fixes.
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