PaySmart: Bill & Debt Tracker

PaySmart: Bill & Debt Tracker

by Daniel Jetzer

3 ratings
3 reviews
Free
In-App Purchases

Details

  • Released
  • Updated
  • February 4, 2026
  • May 22, 2026

Features

PaySmart: Bill & Debt Tracker screenshot #1 for iPhone
PaySmart: Bill & Debt Tracker screenshot #2 for iPhone
PaySmart: Bill & Debt Tracker screenshot #3 for iPhone
PaySmart: Bill & Debt Tracker screenshot #4 for iPhone
PaySmart: Bill & Debt Tracker screenshot #5 for iPhone
PaySmart: Bill & Debt Tracker screenshot #6 for iPhone
PaySmart: Bill & Debt Tracker screenshot #7 for iPhone
PaySmart: Bill & Debt Tracker screenshot #8 for iPhone
iphone
ipad
🖼️Get Icon
Icons↘︎

About

This app centralizes your credit cards and loans, offering a clear overview of balances, due dates, and credit utilization. Connect accounts via Plaid or add them manually for easy financial management without spreadsheets.

Add credit cards, loans, and mortgages
Connect with Plaid for automatic balance updates
Track balances, limits, and utilization
Save statement close and payment due dates
Store payment links and account details
Privacy-conscious design
Show original description

What's New in PaySmart

1.2

May 22, 2026

Improved performance and stability. Tap + to add a credit card, loan, or mortgage and stay on top of every payment due date.

Subscription plans

PaySmart Pro

Payment reminders + pro insights

$0.991 Month
How to cancel PaySmart subscription ⁉️

User reviews

Simple and secure

This app makes it so easy to keep track of all my balances and payments. I love that it’s secure and doesn’t require connecting my bank accounts or sharing login details. The interface is clean and very user-friendly. It has helped me stay organized without any hassle. Highly recommended for anyone looking to manage their finances more efficiently!
Show more

Great app for tracking my cards

This is a great app for tracking my cards and what I owe and when I owe it keeps me on top of everything and it works very well and most importantly, it very secure. I recommend it to all my friends.

Simple and to the point!

First, let me just say I’ve tried almost every credit card tracking app out there. Most of them are bogged down with features that sound impressive but make it harder to actually use the app.

This one is different.
I can quickly see what I owe, track progress, and stay organized without getting lost in endless menus. If you’re someone who wants clarity instead of clutter, this app is worth it.
Show more

FAQ

How does PaySmart help manage credit and payments?

PaySmart consolidates your credit cards and loans, providing a clear view of balances, upcoming payments, and credit utilization trends. It helps you avoid manual tracking with features like Plaid integration and saved due dates.

What types of accounts can I add to PaySmart?

You can add credit cards, personal loans, auto loans, and mortgages to PaySmart. This allows for comprehensive tracking of all your debt obligations in one application.

Does PaySmart offer automatic account syncing?

Yes, PaySmart supports connecting with Plaid to automatically pull balances from supported financial institutions. This feature simplifies keeping your account information up-to-date.

Is PaySmart secure for my financial information?

PaySmart is designed with a privacy-conscious approach. While it uses Plaid for secure connections, users should always review the app's privacy policy for detailed information on data handling.

What devices is PaySmart available on?

PaySmart is available on iPhone and iPad devices. It is designed for mobile use on Apple's iOS platform.

How often is PaySmart updated?

The latest version, 1.1, was released on February 21, 2026, indicating recent development activity. Updates typically address bugs, improve performance, and may introduce new features.

What is the age rating for PaySmart?

PaySmart has an age rating of 4+, making it suitable for a wide range of users. This rating suggests it contains no mature content.

Does PaySmart have ads?

No, PaySmart does not contain advertisements. Its monetization relies on in-app purchases, ensuring an ad-free user experience.