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Credit Card Tracker: CardStack

Credit Card Tracker: CardStack

Rewards, Points & Cashback

39 ratings
16 reviews
#193 in top-grossing Finance
💰 Finance
✈️ Travel
Free
In-App Purchases

Details

  • Released
  • Updated
  • March 10, 2026
  • July 21, 2026

Features

Developer

SPACE ROBOTS INC
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Credit Card Tracker: CardStack screenshot #1 for iPhone
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iphone
ipad
🧾$239.99
In-App Purchase↘︎
📉no. 193
Charts↘︎
⭐16
Reviews↘︎
📝2+ tags
Tags↘︎
❓8 answered
FAQ↘︎
📦~ in 1 week
Updates frequency↘︎
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About

This app helps you maximize rewards and savings from your credit cards. It tracks perks, statement credits, and points, offering AI-powered advice to ensure your cards always pay you back more than they cost. Get personalized recommendations and automated offer management.

✓Maximize cashback and offers
✓Track statement credits automatically
✓Redeem points at peak value
✓AI agent for personalized advice
✓See which card earns the most
✓Track points portfolio
✓Annual fee advisor
Show original description

What's New in Credit Card Tracker

1.5.0

July 21, 2026

Points, bonuses, and credits got a big upgrade. • Points — Redesigned portfolio with totals, program logos, year-to-date earnings, and optional custom point values. You can also sync Amex, Capital One, Bilt, and Marriott balances from the browser extension. • Sign-up bonuses — Track your progress, minimum spend, and deadlines from Home and card details. • Credits — Better redemption history, clearer partially used credits, and more accurate handling of multi-year and expiring credits, including Saks. • Card open dates — Add your card's open date so annual fees and credits match your actual anniversary. • Browser extension — Offer categories, one-tap redemption amounts, smarter auto-add, and merchant logos. • iOS Shortcuts — Ask CardStack for your best card, ROI, or search your wallet. • UI improvements — Updated typography, buttons, home widgets, and a smoother setup for notifications and the Safari extension. • Bug fixes and performance improvements.

More

Subscription plans

CardStack+

Track your credit card benefits & credits automatically

$12.991 Month
7 Days trial
How to cancel Credit Card Tracker subscription ⁉️
1

In-App Purchases

$239.99

CardStack+ Lifetime

One-time purchase for lifetime CardStack+ access.

Charts

Top Grossing

📉 193-11

Finance

This app dropped -11 positions in Finance chart.

Last updated on August 14, 2026.

User reviews

Most RecentHighest RatedLowest Rated

Great Interface and Easy to Use!

I have been looking for an app to help track my welcome offer progress, while also quickly telling me which is the best card to use in each situation. CardStack fit that role perfectly! The developer is also super responsive and proactive on continuing to improve this app!
Mick V2.0Mick V2.0

Response from developer

Glad to hear you are finding CardStack easy to use! I appreciate the review and thanks again for being a CardStack member! Adam,

Very easy to use and super helpful

This app has made it very easy for me to keep track of all the offers and discounts and ways to save money on all my credit cards. 100% recommend
WwwNat6579–WwwNat6579–

Response from developer

Glad to hear! Thank you so much!

Free money

The ROI on this app is insane! I just installed it and already saved over $300 in subscriptions that my cards subsidize… and I haven’t even started playing the points game. 11/10 enjoy your free money
OdokeysOdokeys

Response from developer

That's amazing! Thanks for sharing!

Great app

Missing U.S. bank altitude go card :(
Reviewname!Reviewname!

Response from developer

Hi! Thanks for the review. We've added the U.S. bank altitude go card. It is in the 1.4.2 release. Email us at support@cardstack.money if you have any additional feedback. We would also appreciate it if you updated your review/rating. Thanks! Thanks!

Just works!

The solution you’ve been looking for!
krezyrexkrezyrex

Response from developer

That’s right! :) Thank you for supporting CardStack!

See 11 more reviews

FAQ

How does CardStack help me save money?

CardStack helps you save money by maximizing cashback and offers, ensuring you never miss a statement credit, and advising on the best card to use for each purchase. It aims to help users save over $500 annually by optimizing credit card benefits.

What kind of AI features does CardStack offer?

CardStack features an AI agent named Stack, which acts as a personal card advisor. You can ask Stack questions about your card portfolio, such as which card is best for a specific booking or if you're missing any credits. Stack can also take actions like marking credits as redeemed or setting reminders.

Is my financial data secure with CardStack?

Yes, CardStack uses Plaid for secure bank syncing, ensuring your financial data is protected. This connection allows the app to provide detailed spending analysis and track your earnings and missed opportunities.

What are the subscription plans for CardStack+?

CardStack+ offers two subscription plans: a monthly option at $7.99 with a 7-day free trial, and an annual option at $69.99, also with a 7-day free trial. These plans unlock the full system, including the Stack AI Agent with full conversation history and secure bank sync.

How does CardStack handle annual fees?

CardStack includes a Renewal Advisor that calculates whether each card pays for itself based on your usage. When an annual fee is due, it provides a data-backed verdict on whether to keep, downgrade, or cancel the card.

What devices does CardStack support?

CardStack is available on iPhone and iPad, indicated by its support for these devices. The app is designed for mobile use on Apple's iOS platform.

How often is CardStack updated?

The latest version of CardStack is 1.4.1, and it was last updated on May 31, 2026. This indicates a relatively recent update, suggesting ongoing development and maintenance.

What is the age rating for CardStack?

CardStack has an age rating of 4+. This means it is considered suitable for children aged 4 and above, with no mature content expected.