PerkyCredits: Credit Cards

PerkyCredits: Credit Cards

Track & Maximize Rewards

72 ratings
18 reviews
Free
In-App Purchases

Details

  • Released
  • Updated
  • November 25, 2025
  • July 27, 2026
PerkyCredits: Credit Cards screenshot #1 for iPhone
PerkyCredits: Credit Cards screenshot #2 for iPhone
PerkyCredits: Credit Cards screenshot #3 for iPhone
PerkyCredits: Credit Cards screenshot #4 for iPhone
PerkyCredits: Credit Cards screenshot #5 for iPhone
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About

Effortlessly track credit card rewards and find airport lounges. Automatically reset used credits each cycle and customize your card multipliers. Organize perks and discover new benefits without complex integrations.

Credit card rewards tracking
Airport lounge search
Automatic credit reset
Customizable card multipliers
Organize credit card perks
Add custom credit cards
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+4

What's New in PerkyCredits

1.2.41

July 27, 2026

Improve onboarding experience

Subscription plans

Premium - Monthly

Access to transactions, holdings, budgeting features

$4.991 Month
7 Days trial
How to cancel PerkyCredits subscription ⁉️

User reviews

Very helpful app!

Helps me keep all my Amex and Chase benefits organized

Great

Pretty solid. UX could use improvement but UI is otherwise clean. Cards tab feels cluttered and Categories feels underutilized; thing realignment with these could be useful. Home tab feels overly redundant and not too useful compared to other tabs. Lots of great elements within the app but just need some reordering to really clean it up. Excited to see where this app goes.

Also Amex Blue Everday has the old design. Chase Freedom Flex categories seem bugged on the suggested cards. The recommended cards for transit/travel is kinda annoying since it always suggests the 5x or 10x from within their own travel portal.
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Can’t get past onboarding screen

Update : developer reached out and resolved the issue, amazing support!

After selecting cards in onboarding, I click get started but nothing happens. I’m stuck selecting cards.

Response from developer

Hi Jeff, that's super concerning to hear. Would appreciate it if you could reach out to me at will@perkycredits.com so we can look into your issue. I'm not able to replicate the onboarding issue.

Credit card points necessity.

All the things you need in one location to help you maximize your credit card, transfer bonuses, credit, annual fees. Game changer.

Effortless All in One Credit Card Tracking That Actually Keeps Your Spending in Check

If you trying to get a grip on your spending without constantly logging into your different bank app, this app is a surprisingly practical solution.

Clean design, easy to use. What stands out immediately is how you see everything in one page. I used it for a few months and noticed the app has more features including credit card promotions and lounge access. It is a solid tool for anyone who wants an all in one finance app and who wants a clearer picture of their spending habits.
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FAQ

What does PerkyCredits do?

PerkyCredits helps you track your credit card rewards and find airport lounges. It allows you to mark credits as used, which automatically reset for the next billing cycle. The app supports thousands of credits from major issuers and lets you add custom cards.

How do I track my credit card rewards?

You can add your credit cards to PerkyCredits and mark credits as used. The app will then automatically reset these credits at the beginning of your next billing cycle, ensuring you always know your available rewards.

Is PerkyCredits free to use?

The app is free to download and use, with the option for in-app purchases. This allows you to access core features for tracking rewards and finding lounges without an upfront cost.

What kind of credit cards are supported?

PerkyCredits supports thousands of credits across all major credit card issuers. If your specific credit card or its benefits are not yet listed, you have the option to add a custom credit card.

Can I customize my credit card benefits?

Yes, you can customize your card's percentage multipliers and organize your categories to better manage your perks. This feature helps you discover and utilize your benefits more effectively.