PerkyCredits: Credit Cards

PerkyCredits: Credit Cards

Track & Maximize Rewards

78 ratings
18 reviews
Free
In-App Purchases

Details

Released
November 25, 2025
Updated
November 8, 2026

Features

PerkyCredits: Credit Cards screenshot #1 for iPhone
PerkyCredits: Credit Cards screenshot #2 for iPhone
PerkyCredits: Credit Cards screenshot #3 for iPhone
PerkyCredits: Credit Cards screenshot #4 for iPhone
PerkyCredits: Credit Cards screenshot #5 for iPhone
PerkyCredits: Credit Cards screenshot #6 for iPhone
PerkyCredits: Credit Cards screenshot #7 for iPhone
PerkyCredits: Credit Cards screenshot #8 for iPhone
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About

This app helps you track and maximize credit card rewards and benefits. It automates credit tracking, optimizes spending, and finds airport lounges. Never miss out on unused benefits again.

✓Credit card rewards tracking
✓Automated benefit management
✓Spending category optimization
✓Airport lounge finder
✓Transfer bonus monitoring
✓Annual fee analyzer
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+1

What's New in PerkyCredits

1.2.49

November 8, 2026

Bug fixes and image updates

1

Subscriptions & In-App Purchases

Premium - Yearly

Access to transactions, holdings, budgeting features

$54.991 Year
1 Year trial
How to cancel PerkyCredits subscription ⁉️

User reviews

Very helpful app!

Helps me keep all my Amex and Chase benefits organized

Great

Pretty solid. UX could use improvement but UI is otherwise clean. Cards tab feels cluttered and Categories feels underutilized; thing realignment with these could be useful. Home tab feels overly redundant and not too useful compared to other tabs. Lots of great elements within the app but just need some reordering to really clean it up. Excited to see where this app goes.

Also Amex Blue Everday has the old design. Chase Freedom Flex categories seem bugged on the suggested cards. The recommended cards for transit/travel is kinda annoying since it always suggests the 5x or 10x from within their own travel portal.
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Can’t get past onboarding screen

Update : developer reached out and resolved the issue, amazing support!

After selecting cards in onboarding, I click get started but nothing happens. I’m stuck selecting cards.

Response from developer

Hi Jeff, that's super concerning to hear. Would appreciate it if you could reach out to me at will@perkycredits.com so we can look into your issue. I'm not able to replicate the onboarding issue.

Credit card points necessity.

All the things you need in one location to help you maximize your credit card, transfer bonuses, credit, annual fees. Game changer.

Effortless All in One Credit Card Tracking That Actually Keeps Your Spending in Check

If you trying to get a grip on your spending without constantly logging into your different bank app, this app is a surprisingly practical solution.

Clean design, easy to use. What stands out immediately is how you see everything in one page. I used it for a few months and noticed the app has more features including credit card promotions and lounge access. It is a solid tool for anyone who wants an all in one finance app and who wants a clearer picture of their spending habits.
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FAQ

Does PerkyCredits have ads?

No, PerkyCredits does not contain advertisements. The app is free to use and offers optional premium subscription plans for enhanced features.

What credit cards are supported by PerkyCredits?

PerkyCredits supports major banks like Amex, Chase, Citi, and Bank of America, tracking credits for various programs including airline miles, hotel points, and more.

How does PerkyCredits help maximize rewards?

It tracks all your credits, monitors transfer bonuses, and recommends the best card for each spending category to ensure you earn the most points and miles.

Can PerkyCredits help me find airport lounges?

Yes, PerkyCredits includes an airport lounge finder that allows you to search worldwide and filter by your specific card benefits like Centurion Lounge or Priority Pass.

What are the subscription options for PerkyCredits?

PerkyCredits offers a Premium subscription with monthly ($4.99/month) and yearly ($54.99/year) plans, both including free trial periods.

How often is PerkyCredits updated?

The app was last updated on 2026-11-08 with version 1.2.49, indicating regular maintenance and feature additions.

Is PerkyCredits available on all devices?

PerkyCredits is available for iPhone and iPad, making it accessible to a wide range of Apple users.

What is the age rating for PerkyCredits?

PerkyCredits has an age rating of 4+, making it suitable for users of all ages.