Best Credit Card Rewards Tracker Apps

209+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated July 2026

Out of 209+ credit card rewards tracker apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Compare top Credit Card Rewards Tracker Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1MaxRewards Credit Card RewardsMaxRewards Credit Card RewardsFree4.5★ (17K)NoNoJul 2026
2CardPointers for Credit CardsCardPointers for Credit CardsFree4.7★ (9.7K)NoYesJul 2026
3MaxWorth:AI Credit Card ToolMaxWorth:AI Credit Card ToolFree4.1★ (77)NoYesJul 2026
4Reward TrackerReward TrackerFreeNoNoJul 2026
5AwardWallet: Track RewardsAwardWallet: Track RewardsFree4.8★ (2.8K)NoYesJul 2026
6Kudos: Put Your Wallet to WorkKudos: Put Your Wallet to WorkFree4.8★ (9.1K)NoYesJul 2026
7RewardRadar: Credit CardsRewardRadar: Credit CardsFree5.0★ (2)NoYesJul 2026
8Intuit Credit KarmaIntuit Credit KarmaFree4.8★ (7.7M)NoNoJul 2026

Top Picks for Credit Card Rewards Tracker

MaxRewards Credit Card Rewards#1

MaxRewards Credit Card Rewards by MaxRewards Inc

Manage Travel Points & Miles
Editor's Choice
💰 Finance
4.5😐(17K ratings)
Free
MaxRewards Credit Card Rewards screenshot 1
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MaxRewards Credit Card Rewards screenshot 3
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MaxRewards Credit Card Rewards screenshot 5
MaxRewards Credit Card Rewards screenshot 6

This app automatically activates credit card offers and bonus categories to help you earn more rewards. It also helps you track benefits, credits, and determine the best card for each purchase, consolidating all your financial information in one place.

What We Love

  • 🚀 Simplifies credit card management
  • 📊 Tracks rewards and balances
  • 🔍 Identifies best card to use
  • 🤖 Automatically adds offers

Room to Improve

  • 🐛 Frequent sync issues
  • 🔒 Security concerns with login credentials
  • 💰 Expensive subscription
CardPointers for Credit Cards#2

CardPointers for Credit Cards by CardPointers LLC

Earn more points & cashback
Strong Contender
💰 Finance
4.7😊(9.7K ratings)
FreeIn-App Purchases
#43in Finance
CardPointers for Credit Cards screenshot 1
CardPointers for Credit Cards screenshot 2
CardPointers for Credit Cards screenshot 3
CardPointers for Credit Cards screenshot 4
CardPointers for Credit Cards screenshot 5
CardPointers for Credit Cards screenshot 6

Maximize your credit card rewards by automatically tracking category bonuses and offers. Get real-time recommendations for the best card to use at stores and online, and easily manage your offers. Save money and earn more points, cashback, and miles daily.

What We Love

  • 🚀 Best app for adding and tracking credit card offers
  • 👍 Indispensable credit card companion
  • 👍 Great app, great customer service
  • 👍 Exceptional customer service

Room to Improve

  • 🐛 Glitchy and slow performance
  • 💰 Subscription is too steep
  • 🚫 No support for non-US cards
MaxWorth:AI Credit Card Tool#3

MaxWorth:AI Credit Card Tool by MaxWorth LLC

AI Credit card perk tracker
Worth Considering
💰 Finance
4.1(77 ratings)
FreeIn-App Purchases
MaxWorth:AI Credit Card Tool screenshot 1
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MaxWorth:AI Credit Card Tool screenshot 4
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MaxWorth:AI Credit Card Tool screenshot 6

This app helps premium credit card users track their benefits and maximize annual fee value. Easily manage cards, monitor expiring perks, and receive personalized reminders to avoid unused credits and surprise renewal fees.

More Credit Card Rewards Tracker apps to explore

4
Reward Tracker
Reward Tracker
Reward Tracker
Never miss a card perk again
Free
🔧 Utilities
(0)
5
AwardWallet: Track Rewards
AwardWallet: Track Rewards
AwardWallet: Track Rewards
Track Loyalty Points & Miles
Free

This app helps you track all your loyalty points, miles, and credit card rewards in one place. It also manages travel plans, analyzes spending habits for maximum point earning, and monitors account balances and transactions.

Track loyalty points and milesManage travel reservations and receive flight alertsAnalyze credit card spending for optimal rewards
✈️ Travel
(2.8K)
freemium
6
Kudos: Put Your Wallet to Work
Kudos: Put Your Wallet to Work
Kudos: Put Your Wallet to Work
Your Wallet on Autopilot
Free

This personal finance app uses AI to automatically lower your bills, identify spending inefficiencies, and ensure you maximize credit card benefits. It consolidates all your financial cards into one dashboard and offers personalized card recommendations.

AI bill negotiationSpending insightsCard benefit tracking
💰 Finance
(9.1K)
free with in-app purchases
7
RewardRadar: Credit Cards
RewardRadar: Credit Cards
RewardRadar: Credit Cards
Manage US & Canada Cards
Free

Effortlessly track credit card rewards and benefits in one place. Get instant access to reward overviews and see the best card for everyday spending categories. Stay updated on seasonal bonus rewards and monitor credits, perks, and spending without needing an account or sharing personal data.

Instant reward overviewsBest card by categoryTrack credits and benefits
💰 Finance
(2)
free with in-app purchases
8
Intuit Credit Karma
Intuit Credit Karma
Intuit Credit Karma
Save, Spend & Grow Your Credit
Free

Manage your finances, monitor your credit, and explore personalized offers for loans and insurance. Simplify tax filing and access banking services. Premium features offer enhanced identity protection and bill negotiation.

Connect accounts for spending insightsMonitor credit score changesCompare loan and insurance offers
💰 Finance
(7.7M)
free with in-app purchases
9
Amex
Amex
Amex
Payments, Balance & Rewards
Free

Manage your American Express account securely from anywhere. Track spending, view rewards, pay your bill, and discover personalized offers. Enjoy quick, safe access with biometric login and instant alerts for added peace of mind.

Secure account managementTrack spending and rewardsPay bills and manage balance
💰 Finance
(4.3M)
free
10
US Credit Card Tracker
US Credit Card Tracker
US Credit Card Tracker
Track rewards & fees. private.
Free
💰 Finance
(0)
11
PerkyCredits
PerkyCredits
PerkyCredits
Credit card benefits tracker
Free

Effortlessly track credit card rewards and find airport lounges. Automatically reset used credits each cycle and customize your card multipliers. Organize perks and discover new benefits without complex integrations.

Credit card rewards trackingAirport lounge searchAutomatic credit reset
💰 Finance
(69)
free with in-app purchases
12
WalletFlo-Credit Cards & Deals
WalletFlo-Credit Cards & Deals
WalletFlo-Credit Cards & Deals
Optimize rewards and savings
Free

Effortlessly manage your credit cards to maximize rewards and savings. Track spending, monitor perks, and discover eligible cards. Receive timely notifications to optimize your credit card strategy.

Automated spend trackingCredit card rewards managementView transaction details
💰 Finance
(152)
freemium
13
MSR | Turn Data Into Rewards
MSR | Turn Data Into Rewards
MSR | Turn Data Into Rewards
Share. Save. Rewards.
Free

Earn rewards by completing simple tasks on your smartphone. Convert your everyday usage into points redeemable for PayPal cash or over 50 gift card options. Enjoy fair, consistent earnings without disqualifications and maintain full control over your data privacy.

Complete quick tasksEarn points instantlyRedeem for PayPal cash
🌟 Lifestyle
(5.3K)
ad-supported
14
Credit Sesame: Grow Your Score
Credit Sesame: Grow Your Score
Credit Sesame: Grow Your Score
Manage, Track & Build Credit
Free

This app helps you manage and improve your credit score and overall financial health. It provides tools to track your credit, understand its impact, and find personalized offers for financial products. It aims to empower users to make smarter financial decisions and achieve their credit goals.

Free credit score checksCredit report summariesFree credit alerts
💰 Finance
(436K)
freemium
15
Capital One CreditWise
Capital One CreditWise
Capital One CreditWise
Your credit score, simplified
Free

Monitor your credit score and report for free. Get alerts for suspicious activity, understand factors affecting your score, and simulate financial decisions to see their potential impact. Tools are provided to help you manage and improve your credit health.

Free FICO® Score 8 accessTransUnion® credit report accessDark web alerts for identity theft
💰 Finance
(308K)
free
16
Imprint App
Imprint App
Imprint App
Cards & Rewards
Free

This app allows you to apply for and manage loyalty credit cards from your favorite brands. Earn unlimited rewards on purchases, especially with partner brands. Access your virtual card instantly, manage your account, and enjoy secure payment options.

Apply for loyalty credit cardsEarn unlimited rewardsManage account activity
💰 Finance
(25K)
free
17
Seen Mobile - Build Credit
Seen Mobile - Build Credit
Seen Mobile - Build Credit
Spend, Track & Build Credit
Free

Manage your credit card account, track spending, and build your credit history. This app helps you establish or repair credit by reporting your payment activity to major credit bureaus. Take control of your finances with features like digital card access, autopay, and card locking.

Manage credit card accountTrack spending and transactionsBuild credit history
💰 Finance
(26K)
free
18
Upgrade - Mobile Banking
Upgrade - Mobile Banking
Upgrade - Mobile Banking
Rewards Checking, Loans, Cards
Free

Manage your finances with a comprehensive mobile banking app. Access rewards checking, loans, and cards. Track balances, pay bills, monitor credit, and request cash advances.

Cash back rewards on card purchasesManage personal loans and credit linesTrack credit score and receive alerts
💰 Finance
(80K)
free with in-app purchases
19
Kikoff – Build Credit Quickly
Kikoff – Build Credit Quickly
Kikoff – Build Credit Quickly
Grow & Track Your Credit
Free

Build credit quickly and effectively with this app. It reports your on-time payments to major credit bureaus, helping to improve your credit score. Offers plans starting at $5 per month with no credit checks or interest.

Build credit quicklyReports to Equifax, Experian, TransUnionPlans starting at $5/month
💰 Finance
(256K)
free with in-app purchases
20
Elan Credit Card
Elan Credit Card
Elan Credit Card
by Elan Financial Services
Free

Manage your credit card account conveniently on the go. Securely log in, view your balance and transactions, make payments, and control card access. Receive timely alerts for added security and account management.

Secure login with username/password, fingerprint, or Face IDView account balance, transactions, and available creditMake one-time payments and set up AutoPay
💰 Finance
(191K)
free

FAQ about Credit Card Rewards Tracker

What are the best credit card rewards tracker apps for iPhone?
MaxRewards Credit Card Rewards tops our credit card rewards tracker apps ranking as of July 2026, with a 4.5-star average from 17K App Store ratings, and it's free to download.
Yes — 20 of the top credit card rewards tracker apps we rank are free to download, including MaxRewards Credit Card Rewards and CardPointers for Credit Cards.
MaxRewards Credit Card Rewards has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 209+ credit card rewards tracker apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
MaxRewards automatically activates offers and bonus categories on your credit cards, helping you earn more rewards on every purchase. It also tracks your card benefits, credits, and provides recommendations for the best card to use at different merchants.
The app automatically activates offers from major credit card issuers and bonus categories on cards like Chase Freedom and Discover. It also analyzes your spending habits and active offers to suggest the best card for each purchase, ensuring you maximize your points, miles, or cashback.