Best Credit Card Rewards Tracker Apps

249+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated August 2026

Out of 249+ credit card rewards tracker apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Compare top Credit Card Rewards Tracker Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1MaxRewards Credit Card RewardsMaxRewards Credit Card RewardsFree4.5★ (17K)NoNoSep 2026
2CardPointers for Credit CardsCardPointers for Credit CardsFree4.7★ (10K)NoYesSep 2026
3Kudos: Put Your Wallet to WorkKudos: Put Your Wallet to WorkFree4.7★ (9.3K)NoYesSep 2026
4AmexAmexFree4.9★ (4.4M)YesNoSep 2026
5AwardWallet: Track RewardsAwardWallet: Track RewardsFree4.8★ (2.9K)YesYesSep 2026
6Reward TrackerReward TrackerFreeNoNoJul 2026
7RightCard: Credit Card RewardsRightCard: Credit Card RewardsFree4.8★ (20)NoNoSep 2026
8MaxWorth: Credit Card RewardsMaxWorth: Credit Card RewardsFree4.2★ (83)NoYesAug 2026

Top Picks for Credit Card Rewards Tracker

MaxRewards Credit Card Rewards#1

MaxRewards Credit Card Rewards by MaxRewards Inc

Manage Travel Points & Miles
Editor's Choice
💰 Finance
4.5😐(17K ratings)
Free
MaxRewards Credit Card Rewards screenshot 1
MaxRewards Credit Card Rewards screenshot 2
MaxRewards Credit Card Rewards screenshot 3
MaxRewards Credit Card Rewards screenshot 4
MaxRewards Credit Card Rewards screenshot 5
MaxRewards Credit Card Rewards screenshot 6

This app automatically activates credit card offers and bonus categories to help you earn more rewards. It also helps you track benefits, credits, and determine the best card for each purchase, consolidating all your financial information in one place.

What We Love

  • 🚀 Simplifies credit card management
  • 📊 Tracks rewards and balances
  • 🔍 Identifies best card to use
  • 🤖 Automatically adds offers

Room to Improve

  • 🐛 Frequent sync issues
  • 🔒 Security concerns with login credentials
  • 💰 Expensive subscription
CardPointers for Credit Cards#2

CardPointers for Credit Cards by CardPointers LLC

Earn more points & cashback
Strong Contender
💰 Finance
4.7😊(10K ratings)
FreeIn-App Purchases
#35in Finance
CardPointers for Credit Cards screenshot 1
CardPointers for Credit Cards screenshot 2
CardPointers for Credit Cards screenshot 3
CardPointers for Credit Cards screenshot 4
CardPointers for Credit Cards screenshot 5
CardPointers for Credit Cards screenshot 6

Maximize your credit card rewards by automatically tracking category bonuses and offers. Get real-time recommendations for the best card to use at stores and online, and easily manage your offers. Save money and earn more points, cashback, and miles daily.

What We Love

  • 🚀 Best app for adding and tracking credit card offers
  • 👍 Indispensable credit card companion
  • 👍 Great app, great customer service
  • 👍 Exceptional customer service

Room to Improve

  • 🐛 Glitchy and slow performance
  • 💰 Subscription is too steep
  • 🚫 No support for non-US cards
Kudos: Put Your Wallet to Work#3

Kudos: Put Your Wallet to Work by Kudos Technologies, Inc.

Your Wallet on Autopilot
Worth Considering
💰 Finance
4.7😊(9.3K ratings)
FreeIn-App Purchases
#14in Finance
Kudos: Put Your Wallet to Work screenshot 1
Kudos: Put Your Wallet to Work screenshot 2
Kudos: Put Your Wallet to Work screenshot 3
Kudos: Put Your Wallet to Work screenshot 4
Kudos: Put Your Wallet to Work screenshot 5
Kudos: Put Your Wallet to Work screenshot 6

This personal finance app uses AI to automatically lower your bills, identify spending inefficiencies, and ensure you maximize credit card benefits. It consolidates all your financial cards into one dashboard and offers personalized card recommendations.

What We Love

  • 🚀 Efficient and time-saving
  • 👍 User-friendly interface
  • 💰 Helpful for earning rewards and cash back
  • 🔒 Secure storage of card information

Room to Improve

  • 🐛 Occasional glitches and bugs
  • 🔍 Concerns about data privacy and tracking
  • ⚠️ Missing or incorrect credit card benefit information

More Credit Card Rewards Tracker apps to explore

4
Amex
Amex
Amex
Payments, Balance & Rewards
Free

Manage your American Express account securely from anywhere. Track spending, view rewards, pay your bill, and discover personalized offers. Enjoy quick, safe access with biometric login and instant alerts for added peace of mind.

Secure account managementTrack spending and rewardsPay bills and manage balance
💰 Finance
(4.4M)
free
5
AwardWallet: Track Rewards
AwardWallet: Track Rewards
AwardWallet: Track Rewards
Track Loyalty Points & Miles
Free

This app helps you track all your loyalty points, miles, and credit card rewards in one place. It also manages travel plans, analyzes spending habits for maximum point earning, and monitors account balances and transactions.

Track loyalty points and milesManage travel reservations and receive flight alertsAnalyze credit card spending for optimal rewards
✈️ Travel
(2.9K)
freemium
6
Reward Tracker
Reward Tracker
Reward Tracker
Never miss a card perk again
Free
🔧 Utilities
(0)
7
RightCard: Credit Card Rewards
RightCard: Credit Card Rewards
RightCard: Credit Card Rewards
Maximize cash back & miles
Free

This app helps you select the optimal credit card for each purchase by analyzing spending categories and card benefits. It provides personalized recommendations without requiring accounts or tracking user data, ensuring privacy and ease of use.

Credit card recommendations by categoryDetailed category analysis (online vs. in-store)Based on public card terms
💰 Finance
(20)
free
8
MaxWorth: Credit Card Rewards
MaxWorth: Credit Card Rewards
MaxWorth: Credit Card Rewards
Benefits, Offers & Cashback
Free

This app helps premium credit card users track their benefits and maximize annual fee value. Easily manage cards, monitor expiring perks, and receive personalized reminders to avoid unused credits and surprise renewal fees.

Track credit card benefit usageMaximize annual fee valueMonitor expiring benefits
💰 Finance
(83)
free with in-app purchases
9
RewardRadar: Credit Cards
RewardRadar: Credit Cards
RewardRadar: Credit Cards
Manage US & Canada Cards
Free

Effortlessly track credit card rewards and benefits in one place. Get instant access to reward overviews and see the best card for everyday spending categories. Stay updated on seasonal bonus rewards and monitor credits, perks, and spending without needing an account or sharing personal data.

Instant reward overviewsBest card by categoryTrack credits and benefits
💰 Finance
(120)
free with in-app purchases
10
Elan Credit Card
Elan Credit Card
Elan Credit Card
by Elan Financial Services
Free

Manage your credit card account conveniently on the go. Securely log in, view your balance and transactions, make payments, and control card access. Receive timely alerts for added security and account management.

Secure login with username/password, fingerprint, or Face IDView account balance, transactions, and available creditMake one-time payments and set up AutoPay
💰 Finance
(196K)
free
11
Reward Me - Credit Card Cash Back Tracker
Reward Me - Credit Card Cash Back Tracker
Reward Me - Credit Card Cash Back Tracker
by Therin Irwin
Free

This app helps you maximize credit card rewards by tracking which cards offer the highest benefits in various spending categories. See your cards ranked by reward type, including airlines, groceries, gas, and dining.

Track credit card rewardsRank cards by reward categoryCategories: Airlines, Groceries, Gas, Dining, Department Stores
💰 Finance
(3)
free
12
Vera Credit
Vera Credit
Vera Credit
Flexible credit, your control
Free

This financial app offers flexible credit options and empowers users with control over their spending. It provides transparent terms, customizable rewards, and modern management tools for a personalized credit experience.

Flexible rewards optionsTransparent terms and feesInstant wallet access
💰 Finance
(3)
free
13
Creddy: Card Perks Tracker
Creddy: Card Perks Tracker
Creddy: Card Perks Tracker
Credit card benefits, tracked
Free
💰 Finance
(2)
14
Cardonomics
Cardonomics
Cardonomics
Card Perks Wallet
Free
💰 Finance
(0)
15
KasCash: Credit Card Tracker
KasCash: Credit Card Tracker
KasCash: Credit Card Tracker
Track Dues,Benefits,One Screen
Free
💰 Finance
(0)
16
KredMe: Card Rewards Tracker
KredMe: Card Rewards Tracker
KredMe: Card Rewards Tracker
Track Bills,Cashback & Rewards
Free
💰 Finance
(0)
17
Kaldex: Card Rewards Tracker
Kaldex: Card Rewards Tracker
Kaldex: Card Rewards Tracker
Credit Card Rewards, Scored
Free

This app helps you maximize credit card rewards by analyzing your spending and suggesting the best card for each purchase. It provides a Smart Usage Score and AI-powered insights to optimize your earnings.

Connect credit cards securely via PlaidAnalyze transactions for optimal card usageSmart Usage Score for reward optimization
💰 Finance
(2)
freemium
18
Atlas - Rewards Credit Card
Atlas - Rewards Credit Card
Atlas - Rewards Credit Card
Earn cash back. Build credit.
Free

This app offers a rewards credit card designed for easy approval, even without credit history. It helps users build credit, save money with automatic discounts, and manage their finances securely with features like auto-pay and fraud protection.

High approval ratesBuild credit historyAutomatic savings up to 10%
💰 Finance
(266K)
free with in-app purchases
19
Cardzen: Credit Card Rewards
Cardzen: Credit Card Rewards
Cardzen: Credit Card Rewards
Get more from every card
Free

This AI-powered assistant analyzes your credit card wallet to recommend the best card for each purchase. It tracks expiring credits, provides usage insights, and helps you maximize rewards and benefits.

AI-powered spending recommendationsCredit tracking and expiry alertsIn-chat credit management
💰 Finance
(9)
freemium
20
VAULTAA: Card Benefits Tracker
VAULTAA: Card Benefits Tracker
VAULTAA: Card Benefits Tracker
Never Miss A Credit Card Perk
Free
💰 Finance
(0)

FAQ about Credit Card Rewards Tracker

What are the best credit card rewards tracker apps for iPhone?
MaxRewards Credit Card Rewards tops our credit card rewards tracker apps ranking as of August 2026, with a 4.5-star average from 17K App Store ratings, and it's free to download.
Yes — 20 of the top credit card rewards tracker apps we rank are free to download, including MaxRewards Credit Card Rewards and CardPointers for Credit Cards.
MaxRewards Credit Card Rewards has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 249+ credit card rewards tracker apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
MaxRewards automatically activates offers and bonus categories on your credit cards, helping you earn more rewards on every purchase. It also tracks your card benefits, credits, and provides recommendations for the best card to use at different merchants.
The app automatically activates offers from major credit card issuers and bonus categories on cards like Chase Freedom and Discover. It also analyzes your spending habits and active offers to suggest the best card for each purchase, ensuring you maximize your points, miles, or cashback.