Reward Tracker

Are you using the right card for every purchase, and are your cards earning more than their annual fees cost you? Meet Reward Tracker, the private companion that helps you pick the right card, track every statement credit, and see what each card is really worth. No bank logins required. Premium cards carry incredible value, but bonus categories, monthly credits and card-linked offers are hard to keep straight across multiple banking apps. Reward Tracker puts it all in one clean place so you never miss a dollar. KEY FEATURES: • BEST CARD FOR EVERY PURCHASE Type what you're buying, like "$80 dinner at Nobu" or "groceries at Costco", and Reward Tracker shows which card in your wallet earns the most and explains why. You'll also see your top card for each category you spend in. If a card you don't hold would earn noticeably more, we'll show it and what it could add over a year. • OPTIMIZE YOUR WALLET Tell us roughly where you spend, and the optimizer shows which cards would earn you more and which aren't worth their annual fee. Compare cards side by side before you apply. Points and miles are valued by program (Membership Rewards, Ultimate Rewards, airline miles and more) instead of a flat 1¢. • TRACK STATEMENT CREDITS Keep a running tally of monthly, quarterly, semi-annual and annual credits, like the $300 Brilliant Dining Credit, $200 Uber Cash, airline credits and streaming perks. Credits reset at midnight in your own time zone, and repeatable offers count each redemption. • NEVER MISS A DEADLINE See how many days are left to use each benefit. Get alerts before credits expire, when a bonus category cap is nearly used up, before an annual fee posts, and when your cards get new offers. • SCORE YOUR PORTFOLIO The Portfolio dashboard adds up your annual fees, benefits used and offers saved to show each card's net value, so you can see which cards pay for themselves and make better renewal decisions. Share your year's savings with friends. • MANAGE YOUR WALLET IN ONE PLACE Add cards in seconds by searching issuer and name together. Supports top premium cards like the American Express Platinum, Chase Sapphire Reserve, Marriott Bonvoy Brilliant and more. Light and dark mode included. • IMPROVE THE CARD CATALOG, EARN POINTS Spot an outdated benefit or rate? Report it or confirm other members' fixes. Accepted contributions earn Community Points. • USE IT FROM YOUR AI ASSISTANT Connect Reward Tracker to Claude, ChatGPT and other AI assistants to ask about your cards from there. You approve every connection and can disconnect any time in Settings. • PRIVATE BY DESIGN - NO bank logins or credential sharing. - NO connection to your bank accounts or card issuers. - NO location or contacts access. You add your cards, benefits and redemptions yourself, and they sync securely to your account. Questions or feedback? Email us at contact@therewardtracker.com. Download Reward Tracker today and get full value from every card in your wallet!