Comparison

Reward Tracker vs Rectfly

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Reward Tracker

Features
Read full description

Are you using the right card for every purchase, and are your cards earning more than their annual fees cost you? Meet Reward Tracker, the private companion that helps you pick the right card, track every statement credit, and see what each card is really worth. No bank logins required. Premium cards carry incredible value, but bonus categories, monthly credits and card-linked offers are hard to keep straight across multiple banking apps. Reward Tracker puts it all in one clean place so you never miss a dollar. KEY FEATURES: • BEST CARD FOR EVERY PURCHASE Type what you're buying, like "$80 dinner at Nobu" or "groceries at Costco", and Reward Tracker shows which card in your wallet earns the most and explains why. You'll also see your top card for each category you spend in. If a card you don't hold would earn noticeably more, we'll show it and what it could add over a year. • OPTIMIZE YOUR WALLET Tell us roughly where you spend, and the optimizer shows which cards would earn you more and which aren't worth their annual fee. Compare cards side by side before you apply. Points and miles are valued by program (Membership Rewards, Ultimate Rewards, airline miles and more) instead of a flat 1Ā¢. • TRACK STATEMENT CREDITS Keep a running tally of monthly, quarterly, semi-annual and annual credits, like the $300 Brilliant Dining Credit, $200 Uber Cash, airline credits and streaming perks. Credits reset at midnight in your own time zone, and repeatable offers count each redemption. • NEVER MISS A DEADLINE See how many days are left to use each benefit. Get alerts before credits expire, when a bonus category cap is nearly used up, before an annual fee posts, and when your cards get new offers. • SCORE YOUR PORTFOLIO The Portfolio dashboard adds up your annual fees, benefits used and offers saved to show each card's net value, so you can see which cards pay for themselves and make better renewal decisions. Share your year's savings with friends. • MANAGE YOUR WALLET IN ONE PLACE Add cards in seconds by searching issuer and name together. Supports top premium cards like the American Express Platinum, Chase Sapphire Reserve, Marriott Bonvoy Brilliant and more. Light and dark mode included. • IMPROVE THE CARD CATALOG, EARN POINTS Spot an outdated benefit or rate? Report it or confirm other members' fixes. Accepted contributions earn Community Points. • USE IT FROM YOUR AI ASSISTANT Connect Reward Tracker to Claude, ChatGPT and other AI assistants to ask about your cards from there. You approve every connection and can disconnect any time in Settings. • PRIVATE BY DESIGN - NO bank logins or credential sharing. - NO connection to your bank accounts or card issuers. - NO location or contacts access. You add your cards, benefits and redemptions yourself, and they sync securely to your account. Questions or feedback? Email us at contact@therewardtracker.com. Download Reward Tracker today and get full value from every card in your wallet! Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.therewardtracker.com/privacy

About

Rectfly

Read full description

Rectfly is a Chinese pinyin keyboard that fixes your typos. Hit a nearby key, miss one or press an extra one, and you still get the word you meant. It can fix a whole sentence at once. Layouts • Full Pinyin • Shuangpin: Xiaohe (Flypy), Ziranma, Microsoft, Sogou, Ziguang, Intelligent ABC, Pinyin Jiajia and GB • Every layout corrects typos Features • Simplified and Traditional Chinese (Taiwan, Hong Kong), plus English with correction and completion • Learns your words, and you can view or delete them • Import Sogou, Rime and Gboard dictionaries, iPhone Text Replacements and names from Contacts • Clipboard that recognizes codes, phone numbers and links • Custom phrases, dates and times, emoji • Themes, accent colors, a background photo and adjustable keyboard size Privacy • The keyboard does not use the network. Correction and learning stay on your iPhone. • No ads, no account. Requires iOS 26 or later.

Screenshots

Reward Tracker4 screens
Rectfly4 screens

Verdict

The call

The clearest difference is in-app purchases: Rectfly at none against Reward Tracker's 2. Reward Tracker's advantage is iOS requirement (16.4 vs 26.0). On price, update cadence, ads and device support there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Reward Tracker sells 2 in-app purchases, starting at $5.99 per month. Rectfly asks for nothing beyond the download.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 days. The most recent releases landed on November 9, 2026 and November 13, 2026 respectively.

Scorecard2 real differences Ā· 4 level
Reward Tracker versus Rectfly: the parameters behind the verdict, then further details
ParameterReward TrackerRectfly
PriceFreeFree
Update frequencyEvery 2 daysEvery 2 days
AdsNoNo
In-app purchasesYesNo — better
DevicesiPhone, iPad — betteriPhone
Requires iOS16.4 — better26.0
Further details — not scored
Size51 MB56 MB
Age rating4+4+
DeveloperZhenjie ChenYUCHEN LIU

In-app purchases

2 purchases

Reward Tracker

Subscriptions2
  • Reward Tracker Pro$5.991 Month
  • Reward Tracker Pro$49.991 Year
None

Rectfly

No in-app purchases

Questions

Is Reward Tracker free?
Reward Tracker is free to download, with in-app purchases available.
Is Rectfly free?
Rectfly is free to download, with no in-app purchases.
Do Reward Tracker or Rectfly have ads?
Neither Reward Tracker nor Rectfly shows ads.
Which is updated more often, Reward Tracker or Rectfly?
Reward Tracker ships an update every 2 days, and Rectfly every 2 days. Most recently, Reward Tracker was updated on November 9, 2026 and Rectfly on November 13, 2026.

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