Best Credit Card Tracker Points Apps

217+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated July 2026

If you already know CardPointers for Credit Cards, this is the deeper bench. 217+ credit card tracker points apps for iPhone, all reviewed and ranked by user rating, recency, and download trend as of July 2026.

Compare top Credit Card Tracker Points Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1CardPointers for Credit CardsCardPointers for Credit CardsFree4.7★ (9.7K)NoYesJul 2026
2MaxRewards Credit Card RewardsMaxRewards Credit Card RewardsFree4.5★ (17K)NoNoJul 2026
3Travel Freely: Points & MilesTravel Freely: Points & MilesFree5.0★ (5K)YesNoJul 2026
4Credit Card Tracker: CardStackCredit Card Tracker: CardStackFree4.4★ (34)NoYesJul 2026
5myFICO - Credit Score TrackingmyFICO - Credit Score TrackingFree4.8★ (49K)YesNoJul 2026
6Elan Credit CardElan Credit CardFree4.8★ (191K)NoNoJul 2026
7Intuit Credit KarmaIntuit Credit KarmaFree4.8★ (7.7M)NoNoAug 2026
8Atlas - Rewards Credit CardAtlas - Rewards Credit CardFree4.7★ (249K)NoNoJul 2026

Top Picks for Credit Card Tracker Points

CardPointers for Credit Cards#1

CardPointers for Credit Cards by CardPointers LLC

Earn more points & cashback
Editor's Choice
💰 Finance
4.7😊(9.7K ratings)
FreeIn-App Purchases
#37in Finance
CardPointers for Credit Cards screenshot 1
CardPointers for Credit Cards screenshot 2
CardPointers for Credit Cards screenshot 3
CardPointers for Credit Cards screenshot 4
CardPointers for Credit Cards screenshot 5
CardPointers for Credit Cards screenshot 6

Maximize your credit card rewards by automatically tracking category bonuses and offers. Get real-time recommendations for the best card to use at stores and online, and easily manage your offers. Save money and earn more points, cashback, and miles daily.

What We Love

  • 🚀 Best app for adding and tracking credit card offers
  • 👍 Indispensable credit card companion
  • 👍 Great app, great customer service
  • 👍 Exceptional customer service

Room to Improve

  • 🐛 Glitchy and slow performance
  • 💰 Subscription is too steep
  • 🚫 No support for non-US cards
MaxRewards Credit Card Rewards#2

MaxRewards Credit Card Rewards by MaxRewards Inc

Manage Travel Points & Miles
Strong Contender
💰 Finance
4.5😐(17K ratings)
Free
MaxRewards Credit Card Rewards screenshot 1
MaxRewards Credit Card Rewards screenshot 2
MaxRewards Credit Card Rewards screenshot 3
MaxRewards Credit Card Rewards screenshot 4
MaxRewards Credit Card Rewards screenshot 5
MaxRewards Credit Card Rewards screenshot 6

This app automatically activates credit card offers and bonus categories to help you earn more rewards. It also helps you track benefits, credits, and determine the best card for each purchase, consolidating all your financial information in one place.

What We Love

  • 🚀 Simplifies credit card management
  • 📊 Tracks rewards and balances
  • 🔍 Identifies best card to use
  • 🤖 Automatically adds offers

Room to Improve

  • 🐛 Frequent sync issues
  • 🔒 Security concerns with login credentials
  • 💰 Expensive subscription
Travel Freely: Points & Miles#3

Travel Freely: Points & Miles by Travel Freely, LLC

Credit Card Rewards Tracker
Worth Considering
✈️ Travel
5.0😊(5K ratings)
FreeAds
Travel Freely: Points & Miles screenshot 1
Travel Freely: Points & Miles screenshot 2
Travel Freely: Points & Miles screenshot 3
Travel Freely: Points & Miles screenshot 4
Travel Freely: Points & Miles screenshot 5
Travel Freely: Points & Miles screenshot 6

This app helps you earn free travel by tracking your rewards credit cards and providing personalized recommendations. Maximize your airline miles and hotel points to achieve your travel goals and make free travel a reality.

What We Love

  • 🚀 Excellent resource
  • 👍 Highly useful
  • 👍 Organized with every feature
  • 👍 Must have App

Room to Improve

  • 🐛 App not usable

More Credit Card Tracker Points apps to explore

4
Credit Card Tracker: CardStack
Credit Card Tracker: CardStack
Credit Card Tracker: CardStack
Rewards, Points & Cashback
Free

This app helps you maximize rewards and savings from your credit cards. It tracks perks, statement credits, and points, offering AI-powered advice to ensure your cards always pay you back more than they cost. Get personalized recommendations and automated offer management.

Maximize cashback and offersTrack statement credits automaticallyRedeem points at peak value
💰 Finance
(34)
freemium
5
myFICO - Credit Score Tracking
myFICO - Credit Score Tracking
myFICO - Credit Score Tracking
Get & Track Your Credit Report
Free

Access and monitor your FICO Scores and credit reports from all three major bureaus. Understand how your credit history impacts your scores and explore potential changes with a simulator. Receive alerts for detected changes and access educational content to improve your credit.

View FICO ScoresCompare credit reportsMonitor credit changes
💰 Finance
(49K)
free with in-app purchases
6
Elan Credit Card
Elan Credit Card
Elan Credit Card
by Elan Financial Services
Free

Manage your credit card account conveniently on the go. Securely log in, view your balance and transactions, make payments, and control card access. Receive timely alerts for added security and account management.

Secure login with username/password, fingerprint, or Face IDView account balance, transactions, and available creditMake one-time payments and set up AutoPay
💰 Finance
(191K)
free
7
Intuit Credit Karma
Intuit Credit Karma
Intuit Credit Karma
Save, Spend & Grow Your Credit
Free

Manage your finances, monitor your credit, and explore personalized offers for loans and insurance. Simplify tax filing and access banking services. Premium features offer enhanced identity protection and bill negotiation.

Connect accounts for spending insightsMonitor credit score changesCompare loan and insurance offers
💰 Finance
(7.7M)
free with in-app purchases
8
Atlas - Rewards Credit Card
Atlas - Rewards Credit Card
Atlas - Rewards Credit Card
Earn cash back. Build credit.
Free

This app offers a rewards credit card designed for easy approval, even without credit history. It helps users build credit, save money with automatic discounts, and manage their finances securely with features like auto-pay and fraud protection.

High approval ratesBuild credit historyAutomatic savings up to 10%
💰 Finance
(249K)
free with in-app purchases
9
Pointer: Credit Card Rewards
Pointer: Credit Card Rewards
Pointer: Credit Card Rewards
Maximize Your Card Rewards
Free

Discover which credit card offers the best rewards for any store. Find upcoming sales, explore award flight options, and uncover hidden card perks. Optimize your spending and make your points go further.

Card rewards maximizationStore-specific card comparisonUpcoming sales discovery
💰 Finance
(18)
free with in-app purchases
10
Seen Mobile - Build Credit
Seen Mobile - Build Credit
Seen Mobile - Build Credit
Spend, Track & Build Credit
Free

Manage your credit card account, track spending, and build your credit history. This app helps you establish or repair credit by reporting your payment activity to major credit bureaus. Take control of your finances with features like digital card access, autopay, and card locking.

Manage credit card accountTrack spending and transactionsBuild credit history
💰 Finance
(26K)
free
11
AwardWallet: Track Rewards
AwardWallet: Track Rewards
AwardWallet: Track Rewards
Track Loyalty Points & Miles
Free

This app helps you track all your loyalty points, miles, and credit card rewards in one place. It also manages travel plans, analyzes spending habits for maximum point earning, and monitors account balances and transactions.

Track loyalty points and milesManage travel reservations and receive flight alertsAnalyze credit card spending for optimal rewards
✈️ Travel
(2.8K)
freemium
12
X1 Card
X1 Card
X1 Card
Smart Credit Card
Free

This app provides a digital interface for a smart credit card, offering features like transaction viewing, spending control with virtual cards, and rewards for purchases. It aims to offer higher credit limits and a premium card experience for a new generation of consumers.

View transactions, balance, and limitCreate virtual cards for spending controlEarn up to 5X points on purchases
💰 Finance
(12K)
free
13
MaxWorth:AI Credit Card Tool
MaxWorth:AI Credit Card Tool
MaxWorth:AI Credit Card Tool
Maximize Credit Card Rewards
Free

This app helps premium credit card users track their benefits and maximize annual fee value. Easily manage cards, monitor expiring perks, and receive personalized reminders to avoid unused credits and surprise renewal fees.

Track credit card benefit usageMaximize annual fee valueMonitor expiring benefits
💰 Finance
(78)
free with in-app purchases
14
Credit Card Points Tracker
Credit Card Points Tracker
Credit Card Points Tracker
Frequent Flyer Miles & Rewards
Free
💰 Finance
(0)
15
Credit Sesame: Grow Your Score
Credit Sesame: Grow Your Score
Credit Sesame: Grow Your Score
Manage, Track & Build Credit
Free

This app helps you manage and improve your credit score and overall financial health. It provides tools to track your credit, understand its impact, and find personalized offers for financial products. It aims to empower users to make smarter financial decisions and achieve their credit goals.

Free credit score checksCredit report summariesFree credit alerts
💰 Finance
(436K)
freemium
16
Credit.com
Credit.com
Credit.com
Credit Score and Grades
Free

Manage your credit with a redesigned interface. Check your credit score and report summary for free, track factors affecting your credit, and receive personalized insights to improve your financial future. Monitor score changes and get actionable steps for improvement, all while protecting your data.

Free credit score and report summaryTrack credit score changesPersonalized insights for financial improvement
💰 Finance
(7.2K)
free with in-app purchases
17
Petal Card
Petal Card
Petal Card
The Future of Credit
Free

This app helps users build credit and manage finances responsibly. It offers two credit card options, one for credit building and another with cash back rewards and no fees. Users can track their credit score, set budgets, and manage subscriptions.

Build credit historyCash back rewardsNo annual fee (Petal 2)
💰 Finance
(11K)
free with in-app purchases
18
Extra
Extra
Extra
Build credit w/o a credit card
Free

Build credit history without a traditional credit card. This debit card helps you track spending, earn rewards, and report payments to credit bureaus. Apply quickly with no credit check required.

Build credit without a credit cardEarn reward points on purchasesNo credit check required for application
💰 Finance
(9.5K)
free with in-app purchases
19
Bill Tracker Pro
Bill Tracker Pro
Bill Tracker Pro
Bill Reminder, Expense Tracker
Free

Manage your bills, income, and spending with this comprehensive finance tracker. Connect your bank accounts for automatic transaction syncing, set bill reminders, and create custom budgets to gain control of your cash flow. Visualize your financial health with insightful charts and reports.

Automatic bank transaction syncingCustomizable budget creationBill payment reminders and notifications
💰 Finance
(4.8K)
subscription
20
Build Credit & Fix It: Dovly
Build Credit & Fix It: Dovly
Build Credit & Fix It: Dovly
Fast AI Credit Score Boost
Free

This app uses AI-powered tools to help you build and improve your credit score. It can dispute inaccurate items on your credit report, provide personalized tips, and offer credit lock protection. Achieve your financial goals faster with a stronger credit profile.

AI-powered credit buildingDispute inaccurate credit itemsCredit score monitoring
💰 Finance
(73K)
free with in-app purchases

FAQ about Credit Card Tracker Points

What are the best credit card tracker points apps for iPhone?
CardPointers for Credit Cards tops our credit card tracker points apps ranking as of July 2026, with a 4.7-star average from 9.7K App Store ratings, and it's free to download.
Yes — 20 of the top credit card tracker points apps we rank are free to download, including CardPointers for Credit Cards and MaxRewards Credit Card Rewards.
CardPointers for Credit Cards has no ads and offers in-app purchases, according to its App Store listing as of July 2026.
We track 217+ credit card tracker points apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
CardPointers helps you earn more cashback, points, and miles by automatically tracking your credit card category bonuses and offers. It provides real-time recommendations on which card to use at physical stores and online to maximize your rewards, and allows you to easily manage and activate your credit card offers.
The app saves you money by ensuring you always use the credit card that offers the best bonus or cashback for your specific purchase. It also helps you find and activate offers from major banks like Amex, Chase, and Bank of America, further increasing your savings and rewards.