Credit Card Tracker—ValueStack

Credit Card Tracker—ValueStack

Which card to use, fee tracker

3 ratings
3 reviews
Free
In-App Purchases

Details

Released
August 16, 2026
Updated
October 29, 2026

Features

Credit Card Tracker—ValueStack screenshot #1 for iPhone
Credit Card Tracker—ValueStack screenshot #2 for iPhone
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Credit Card Tracker—ValueStack screenshot #9 for iPhone
Credit Card Tracker—ValueStack screenshot #10 for iPhone
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About

This app helps you decide which credit card to use for purchases and tracks whether your cards are worth their annual fees. It monitors credits, benefits, and expiration dates, providing insights without requiring bank logins.

✓Optimal card selection for purchases
✓Fee and benefit value assessment
✓Credit and lounge pass tracking
✓Expiration date monitoring
✓Home screen widget
✓iCloud sync
✓Manual card entry
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+1

What's New in Credit Card Tracker

2.4

October 29, 2026

• Credits used in part: press and hold a credit's circle to enter what you spent. The rest stays open to use. • Mark used from a reminder, without opening the app. Reminders now roll on to the next period by themselves. • Fees covered: when your ticks cover a card's fee for the year, see the date and share it. • Ticks keep the value they had, even if a credit's amount changes later. • A calmer, redesigned look on iPhone and iPad, and full-screen iPhone Duo support. • Card terms checked again in October: hundreds of updates, and 57 new cards in 11 countries (3 in the US). • Benefits you delete no longer flag a card as changed. • Fixed: in light mode the status bar could show white.

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Subscriptions & In-App Purchases

ValueStack Plus

Track every card and get reminded before expiration

$14.991 Year
7 Days trial
How to cancel Credit Card Tracker subscription ⁉️

User reviews

No Data Needed!

Appreciated the ability to check out card benefits whilst maintaining my privacy, I didn’t have to share any transactional data or connect bank accounts

Easy to use credit card tracker

I love the privacy aspect; easy to add all my cards what helps me in deciding what card to use .

Finally, an app that values privacy! ⭐⭐⭐⭐⭐

I’ve been looking for a tool to manage my credit card perks without handing over sensitive personal data, and ValueStack hits the mark perfectly.
The fact that it runs entirely locally on your device without linking to your credit card info or financial accounts gives complete peace of mind. It makes keeping track of monthly credits, annual fees, and expiring perks straightforward and completely secure. You can see instantly whether you're coming out ahead on your cards without worrying about data tracking or leaks. Highly recommended for anyone who wants to stay on top of their benefits while keeping their information private!
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Developer apps

FAQ

How many cards can I track for free with Credit Card Tracker?

Credit Card Tracker is free for up to two cards, offering full tracking of credits, benefits, and expiry sorting. For more than two cards, you can upgrade to ValueStack Plus.

Does Credit Card Tracker require bank logins?

No, Credit Card Tracker is designed with privacy in mind and does not require any account creation, sign-in, or bank connections. All data stays on your device or in your iCloud if you choose to sync.

What countries does Credit Card Tracker support?

Credit Card Tracker supports 432 cards across eleven countries: US, UK, Canada, Australia, India, Singapore, Belgium, Brazil, Mexico, Japan, and UAE. You can also add unlisted cards manually.

How does Credit Card Tracker help me choose which card to use?

You can input your purchase details (e.g., trip, groceries) and the amount, and Credit Card Tracker will show you which card offers the best earn rate, considering available credits and benefits for that specific purchase.

What are the benefits of ValueStack Plus?

ValueStack Plus offers unlimited card tracking, reminders before credits reset, iCloud sync, and a home screen widget. It is available as a monthly or annual subscription, or a one-time lifetime purchase.

How often is Credit Card Tracker updated?

The app was last updated on October 29, 2026, indicating regular maintenance and updates. The latest version is 2.4.

Is Credit Card Tracker suitable for children?

Credit Card Tracker has an age rating of 4+, making it suitable for a wide audience. Its features are focused on personal finance management.

Does Credit Card Tracker have ads?

No, Credit Card Tracker is ad-free. The developer has stated that nothing is shared with anyone, including analytics SDKs, advertising, or tracking.