Best Credit Card Tracker Apps

250+ iOS apps curated and reviewed

4.7 avg rating
19 free apps
Updated August 2026

Out of 250+ credit card tracker apps on iOS, 19 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Compare top Credit Card Tracker Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Credit Card Tracker: CardStackCredit Card Tracker: CardStackFree4.5★ (42)NoYesAug 2026
2CardPointers for Credit CardsCardPointers for Credit CardsFree4.7★ (10K)NoYesAug 2026
3MaxRewards Credit Card RewardsMaxRewards Credit Card RewardsFree4.5★ (17K)NoNoAug 2026
4Tally: Credit Card TrackerTally: Credit Card TrackerFreeNoNoJul 2026
5Cardsy: Credit Card TrackerCardsy: Credit Card TrackerFree4.6★ (11)NoYesAug 2026
6Bills Organizer & ReminderBills Organizer & ReminderFree4.7★ (24K)NoYesAug 2026
7US Credit Card TrackerUS Credit Card TrackerFreeNoNoMay 2026
8Elan Credit CardElan Credit CardFree4.8★ (196K)NoNoAug 2026

Top Picks for Credit Card Tracker

Credit Card Tracker: CardStack#1

Credit Card Tracker: CardStack by SPACE ROBOTS INC

Rewards, Points & Cashback
Editor's Choice
💰 Finance
4.5(42 ratings)
FreeIn-App Purchases
Credit Card Tracker: CardStack screenshot 1
Credit Card Tracker: CardStack screenshot 2
Credit Card Tracker: CardStack screenshot 3
Credit Card Tracker: CardStack screenshot 4
Credit Card Tracker: CardStack screenshot 5
Credit Card Tracker: CardStack screenshot 6

This app helps you maximize rewards and savings from your credit cards. It tracks perks, statement credits, and points, offering AI-powered advice to ensure your cards always pay you back more than they cost. Get personalized recommendations and automated offer management.

CardPointers for Credit Cards#2

CardPointers for Credit Cards by CardPointers LLC

Earn more points & cashback
Strong Contender
💰 Finance
4.7😊(10K ratings)
FreeIn-App Purchases
#37in Finance
CardPointers for Credit Cards screenshot 1
CardPointers for Credit Cards screenshot 2
CardPointers for Credit Cards screenshot 3
CardPointers for Credit Cards screenshot 4
CardPointers for Credit Cards screenshot 5
CardPointers for Credit Cards screenshot 6

Maximize your credit card rewards by automatically tracking category bonuses and offers. Get real-time recommendations for the best card to use at stores and online, and easily manage your offers. Save money and earn more points, cashback, and miles daily.

What We Love

  • 🚀 Best app for adding and tracking credit card offers
  • 👍 Indispensable credit card companion
  • 👍 Great app, great customer service
  • 👍 Exceptional customer service

Room to Improve

  • 🐛 Glitchy and slow performance
  • 💰 Subscription is too steep
  • 🚫 No support for non-US cards
MaxRewards Credit Card Rewards#3

MaxRewards Credit Card Rewards by MaxRewards Inc

Manage Travel Points & Miles
Worth Considering
💰 Finance
4.5😐(17K ratings)
Free
MaxRewards Credit Card Rewards screenshot 1
MaxRewards Credit Card Rewards screenshot 2
MaxRewards Credit Card Rewards screenshot 3
MaxRewards Credit Card Rewards screenshot 4
MaxRewards Credit Card Rewards screenshot 5
MaxRewards Credit Card Rewards screenshot 6

This app automatically activates credit card offers and bonus categories to help you earn more rewards. It also helps you track benefits, credits, and determine the best card for each purchase, consolidating all your financial information in one place.

What We Love

  • 🚀 Simplifies credit card management
  • 📊 Tracks rewards and balances
  • 🔍 Identifies best card to use
  • 🤖 Automatically adds offers

Room to Improve

  • 🐛 Frequent sync issues
  • 🔒 Security concerns with login credentials
  • 💰 Expensive subscription

More Credit Card Tracker apps to explore

4
Tally: Credit Card Tracker
Tally: Credit Card Tracker
Tally: Credit Card Tracker
Balances, limits, what's due
Free
💰 Finance
(0)
5
Cardsy: Credit Card Tracker
Cardsy: Credit Card Tracker
Cardsy: Credit Card Tracker
Maximize Rewards & Benefits
Free

This app helps you track credit card benefits, understand their value against annual fees, and find the best card for every purchase. It also tracks bonuses, offers, and airport lounge access, making credit card management simpler.

Track card benefits and creditsCalculate real card value vs. feesFind best card for spending categories
💰 Finance
(11)
freemium
6
Bills Organizer & Reminder
Bills Organizer & Reminder
Bills Organizer & Reminder
Bill Manager and Bill Monitor
Free

Manage all your bills in one place to avoid late fees and penalties. Track upcoming payments with customizable reminders and view your financial overview through charts and calendars. Securely access your data and easily mark bills as paid.

Bill tracking and managementCustomizable payment remindersRecurring and one-time bill setup
💰 Finance
(24K)
free with in-app purchases
7
US Credit Card Tracker
US Credit Card Tracker
US Credit Card Tracker
Track rewards & fees. private.
Free
💰 Finance
(0)
8
Elan Credit Card
Elan Credit Card
Elan Credit Card
by Elan Financial Services
Free

Manage your credit card account conveniently on the go. Securely log in, view your balance and transactions, make payments, and control card access. Receive timely alerts for added security and account management.

Secure login with username/password, fingerprint, or Face IDView account balance, transactions, and available creditMake one-time payments and set up AutoPay
💰 Finance
(196K)
free
9
KasCash: Credit Card Tracker
KasCash: Credit Card Tracker
KasCash: Credit Card Tracker
Track Dues,Benefits,One Screen
Free
💰 Finance
(0)
10
Intuit Credit Karma
Intuit Credit Karma
Intuit Credit Karma
Save, Spend & Grow Your Credit
Free

Manage your finances, monitor your credit, and explore personalized offers for loans and insurance. Simplify tax filing and access banking services. Premium features offer enhanced identity protection and bill negotiation.

Connect accounts for spending insightsMonitor credit score changesCompare loan and insurance offers
💰 Finance
(7.7M)
free with in-app purchases
11
Goodbudget Budget Planner
Goodbudget Budget Planner
Goodbudget Budget Planner
Money & Expense Tracker
Free

This app helps you manage your finances and plan your spending using a virtual envelope system. Track expenses, monitor debt, and gain insights with helpful reports. Share your budget with family or friends across multiple devices.

Virtual envelope budgetingShared budgetsExpense tracking
💰 Finance
(13K)
freemium
12
Cashew - Credit Card Tracker
Cashew - Credit Card Tracker
Cashew - Credit Card Tracker
Safe. Private. Secure.
Free
💰 Finance
(0)
13
CardROI: Credit Card Tracker
CardROI: Credit Card Tracker
CardROI: Credit Card Tracker
Rewards, Perks & Annual Fees
Free

Effortlessly track credit card benefits, rewards, and annual fees to understand your true return on investment. Get smart reminders for expiring credits and maximize your points across various loyalty programs. Make informed decisions about which cards to keep or cancel.

Track credit card benefits and creditsCalculate return on investment (ROI)Smart reminders for expiring benefits
💰 Finance
(4)
freemium
14
MyCards - Credit Card Tracker
MyCards - Credit Card Tracker
MyCards - Credit Card Tracker
Track Cards, Bills & Expenses
Free
💰 Finance
(0)
15
CardMate: Credit Card Tracker
CardMate: Credit Card Tracker
CardMate: Credit Card Tracker
Track Cards & Due Dates
Free
💰 Finance
(0)
16
CardLab: Credit Card Tracker
CardLab: Credit Card Tracker
CardLab: Credit Card Tracker
Payoff, Interest & APR Sim
Free

This app allows you to simulate credit card usage without connecting to your bank. You can test purchases, payments, and payoff plans to understand interest, rewards, and credit utilization. It offers hands-free logging via Siri and home screen widgets for at-a-glance information.

Credit card simulationNo bank login requiredSiri and widget integration
💰 Finance
(1)
free with in-app purchases
17
CardRave: Miles Card Tracker
CardRave: Miles Card Tracker
CardRave: Miles Card Tracker
Track card caps & min-spends
Free
💰 Finance
(0)
18
MaxWorth: Credit Card Rewards
MaxWorth: Credit Card Rewards
MaxWorth: Credit Card Rewards
Benefits, Offers & Cashback
Free

This app helps premium credit card users track their benefits and maximize annual fee value. Easily manage cards, monitor expiring perks, and receive personalized reminders to avoid unused credits and surprise renewal fees.

Track credit card benefit usageMaximize annual fee valueMonitor expiring benefits
💰 Finance
(83)
free with in-app purchases
19
CardMaster: Reward Tracker
CardMaster: Reward Tracker
CardMaster: Reward Tracker
Cashback, Benefits & Wallet
Free
💰 Finance
(0)
20
Credit Card Usage Tracker
Credit Card Usage Tracker
Credit Card Usage Tracker
by Ernie Yap
$4.99

Organize and track the money-saving perks from your credit cards. Get reminders and clear value tracking for your Chase, Amex, and United cards.

Track money-saving perksOrganize credit card benefitsSet reminders for perks
💰 Finance
(1)
paid

FAQ about Credit Card Tracker

What are the best credit card tracker apps for iPhone?
Credit Card Tracker: CardStack tops our credit card tracker apps ranking as of August 2026, with a 4.5-star average from 42 App Store ratings, and it's free to download.
Yes — 19 of the top credit card tracker apps we rank are free to download, including Credit Card Tracker: CardStack and CardPointers for Credit Cards.
Credit Card Tracker: CardStack has no ads and offers in-app purchases, according to its App Store listing as of August 2026.
We track 250+ credit card tracker apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
CardStack helps you save money by maximizing cashback and offers, ensuring you never miss a statement credit, and advising on the best card to use for each purchase. It aims to help users save over $500 annually by optimizing credit card benefits.
CardStack features an AI agent named Stack, which acts as a personal card advisor. You can ask Stack questions about your card portfolio, such as which card is best for a specific booking or if you're missing any credits. Stack can also take actions like marking credits as redeemed or setting reminders.

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