Credit Buddy

Credit Buddy

Never miss a card perk again

1 ratings
Free
In-App Purchases

Rating summary
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Details

  • Released
  • Updated
  • March 11, 2026
  • September 5, 2026

Features

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About

Track credit card perks, statement credits, and loyalty points without sharing bank logins. Optimize spending categories and plan point transfers for maximum value. Get reminders for expiring benefits and annual fees.

Track statement credits and annual perks
Monitor points, miles, and redemptions
Plan and compare loyalty program transfers
Optimize spending categories with wallet optimizer
Set reminders for expiring benefits
Household sharing for read-only access
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What's New in Credit Buddy

2026.8

September 5, 2026

### Recommended Know where your points go furthest. The new Transfers tool compares routes from the points you already track. Pick an airline or hotel and see your best option, the transfer ratio, any active bonus, and how many points should arrive before you move anything. You can also browse live transfer bonuses for the currencies you hold, with clear expiration dates so a good offer does not quietly disappear. Also in 2026.8: - Tap a card's "still claimable" total to see every benefit behind it and when each one renews. - Got a Household Mirror invite? Join the shared wallet during setup. - Earn-rate labels stay readable at larger text sizes. Transfer availability, fees, and award space can change. Check the loyalty program before sending points; transfers are usually final.

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In-App Purchases

$9.99

Credit Buddy+

Card Buddy+ lets you track every card in your wallet!

FAQ

How does Credit Buddy track credit card perks without bank logins?

Credit Buddy allows you to manually add your cards and their known benefits. You can then track usage by checking off credits or recording partial amounts, all without sharing sensitive bank login information.

What kind of financial information does Credit Buddy track?

Credit Buddy tracks statement credits, anniversary perks, annual fees, earning rates, points, miles, and redemptions. It also helps compare spending categories and plan loyalty program transfers.

Can I share my Credit Buddy information with my partner?

Yes, Credit Buddy offers a Household Mirror feature that allows you to share a live, read-only view of your cards and benefits with your partner via a private link. They can see what's been used and what's available but cannot make changes.

Does Credit Buddy have ads?

No, Credit Buddy is ad-free, allowing for an uninterrupted experience while managing your credit card perks and rewards.

What devices is Credit Buddy available on?

Credit Buddy is available on iPhone and iPad devices, providing a seamless experience across Apple's mobile ecosystem.

How often is Credit Buddy updated?

The latest version of Credit Buddy is 2026.8, and it was last updated on 2026-09-05. This indicates regular updates to enhance features and reliability.

What is the age rating for Credit Buddy?

Credit Buddy has an age rating of 4+, making it suitable for a wide range of users interested in managing their finances and rewards.

What are the in-app purchase options for Credit Buddy?

While the app is free to download and use, it offers in-app purchases. Specific details on these purchases, such as premium features or advanced analytics, are not detailed in the provided data.