Credit Buddy
Never miss a card perk again
About
Track credit card perks, statement credits, and loyalty points without sharing bank logins. Optimize spending categories and plan point transfers for maximum value. Get reminders for expiring benefits and annual fees.
What's New in Credit Buddy
2026.10
October 20, 2026
Made for iPhone Duo Closed, Credit Buddy works the way it always has. Open it up and Cards, Rewards and Tools show your list on one side and the details on the other. Tracker puts your Today Brief in a side rail next to a grid of your credits. iPad gets the same layouts. A new card details screen Open any card to see how much of its fee you've earned back, what's left, and when it renews. Every credit gets a timeline of the year: used, partly used, missed, or still available. Tap a credit for its full history and how to use it. Long-press to edit, hide, delete or reset it. Check off credits from your Home Screen Tap the check next to a credit on the widget and it's marked used. The app doesn't open. Widgets now come in every size, including iOS 27's full-page size on iPhone, and there's a new Points Balances widget for your points and miles. Fee recovery, counted over a real year Your wallet total now covers this calendar year, and each card counts its own card year, renewal to renewal. Signup bonuses count only in the year you earned them. Some totals may go down. That's the fix, and the new numbers are the right ones. Today Brief Tracker now opens with what's worth using this week and how to use it. Credits that need enrollment say so until you've used them once, then link straight to where you spend them. Also new • Setup is now three steps • Share your year from Tracker's menu • True Black for dark mode, in Settings > Appearance • Global Entry, TSA PreCheck and NEXUS credits renew every four years, like they really do • The Sapphire Reserve DoorDash credit is now two credits, matching Chase's new $15 and $20 promos • The News tab is gone Bug fixes and optimizations throughout.
MoreSubscriptions & In-App Purchases
$9.99
Credit Buddy+
Card Buddy+ lets you track every card in your wallet!
FAQ
How does Credit Buddy track credit card perks without bank logins?
Credit Buddy allows you to manually add your cards and their known benefits. You can then track usage by checking off credits or recording partial amounts, all without sharing sensitive bank login information.
What kind of financial information does Credit Buddy track?
Credit Buddy tracks statement credits, anniversary perks, annual fees, earning rates, points, miles, and redemptions. It also helps compare spending categories and plan loyalty program transfers.
Can I share my Credit Buddy information with my partner?
Yes, Credit Buddy offers a Household Mirror feature that allows you to share a live, read-only view of your cards and benefits with your partner via a private link. They can see what's been used and what's available but cannot make changes.
Does Credit Buddy have ads?
No, Credit Buddy is ad-free, allowing for an uninterrupted experience while managing your credit card perks and rewards.
What devices is Credit Buddy available on?
Credit Buddy is available on iPhone and iPad devices, providing a seamless experience across Apple's mobile ecosystem.
How often is Credit Buddy updated?
The latest version of Credit Buddy is 2026.8, and it was last updated on 2026-09-05. This indicates regular updates to enhance features and reliability.
What is the age rating for Credit Buddy?
Credit Buddy has an age rating of 4+, making it suitable for a wide range of users interested in managing their finances and rewards.
What are the in-app purchase options for Credit Buddy?
While the app is free to download and use, it offers in-app purchases. Specific details on these purchases, such as premium features or advanced analytics, are not detailed in the provided data.
