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toWealth Credit Card

toWealth Credit Card

Apply Now-Instant Cash Advance

9 ratings
3 reviews
💰 Finance
Free

Details

Released
July 29, 2026
Updated
October 2, 2026

Features

Developer

THRIVOS INC
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toWealth Credit Card screenshot #1 for iPhone
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toWealth Credit Card screenshot #6 for iPhone
toWealth Credit Card screenshot #7 for iPhone
toWealth Credit Card screenshot #8 for iPhone
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About

Apply for a credit card and get instant cash advances directly to your bank account. Build credit and savings with on-time payments, and earn cash back on eligible purchases. Offers a high-yield savings account linked to your card.

✓100% in-app application
✓Instant cash advance
✓High-yield savings account
✓1% cash back on eligible purchases
✓Credit limit growth
✓24/7 mobile access
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What's New in toWealth Credit Card

1.1.2

October 2, 2026

Your TOWEALTH MASTERCARD® just got more powerful. Build BETTER FINANCIAL HABITS while you earn 1% Cash Back. Need funds now? Request an INSTANT CASH ADVANCE 24/7. The smarter, all-in-one alternative to HIGH-COST PAYDAY LOANS.

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User reviews

Most RecentHighest RatedLowest Rated

SCAM

WHY IS IT SO HARD TO GET SUPPORT?????? This is a scam! They take money out of your account and it doesn’t go towards what you borrowed. Nobody to talk to or get support
KKhiyaan

No support whatsoever. & MAKES WEIRD PAYMENTS ON ITS OWN THEN SAYS YOURE LATE!

Call the number they say you can’t leave a msg there. I email support, they don’t recognize my account email. Text them, they say catch us during business hours which is NOW. I feel scammed. Now, they are saying I’m late on payments when I paid. 75% of your payments goes towards a weird savings acct. app has no explanation of what’s happening. N I feel like I signed up for a nightmare. And you guys are going down.
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TTT00<3

Response from developer

Thanks for the feedback, and we're sorry to hear about your experience. We'd like the chance to help. With the toWealth Credit Card, part of each payment goes into a savings account you set up and authorize when you enroll. That money is yours. Your savings balance also secures the card, so as it grows and you make on-time payments, your credit limit may increase to match it. Just reply to any email or text from us, and our team will get back to you within one business day.

Stuck

Downloaded App to see my approved amount- app froze on 1st pg.
DDeenotes8

Response from developer

Thank you for your feedback, and we're sorry the app gave you trouble. We'd like to learn more about what happened and help. Just reply to any email or text from us, and our team will get back to you within one business day.

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FAQ

How does toWealth help build credit?

toWealth helps build credit by allowing you to grow your credit limit by $100 per month with qualifying on-time payments. Part of your payment is added to your savings account, which eventually secures your card.

What are the fees associated with the toWealth Mastercard?

The toWealth Mastercard has an APR of 35.99%, an annual fee of $50, and a cash advance fee of $10 or 5% (whichever is greater), with a maximum of $75. Return payment fees are $25 and late fees can be up to $30.

How quickly can I get a cash advance with toWealth?

If approved, you can receive an instant cash advance directly to your bank account in about 10 minutes. Optional instant transfers may incur a $3.75 fee, while standard ACH transfers are free.

What is the APY for the toWealth Savings Account?

The toWealth Savings Account offers a high yield of up to 3.5% APY. This rate is variable and subject to change at any time.

Is toWealth available on Android devices?

Based on the provided data, toWealth is currently supported on iPhone and iPod devices. Information regarding Android compatibility is not available.

How often is the toWealth app updated?

The toWealth app was last updated on September 3, 2026, with version 1.1.1. This indicates a recent update, suggesting ongoing development and maintenance.

What is the age rating for the toWealth app?

The toWealth app has an age rating of 4+, making it suitable for a wide range of users. This rating is determined by app stores based on content appropriateness.

Does toWealth have ads?

The provided data indicates that the toWealth app does not contain advertisements. Users can expect an ad-free experience while using the application.