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Best apps like Payy

10+ similar apps compared and reviewed

4.5 avg rating
10 free apps
Updated July 2026
Payy
Payy
Polybase Labs
💰 Finance

Whether you want more options like Payy or a completely different take on the same concept, our curated list of 10+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.

Top Alternatives to Payy

SAVO: All-In-One Wallet#1

SAVO: All-In-One Wallet by SAVO, Inc.

Money Beyond Borders
Editor's Choice
💰 Finance
4.7😊(263 ratings)
Free
SAVO: All-In-One Wallet screenshot 1
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SAVO: All-In-One Wallet screenshot 3
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SAVO: All-In-One Wallet screenshot 5
SAVO: All-In-One Wallet screenshot 6

Manage your money globally with ease. This app offers instant international payments, currency exchange, and secure asset management. Enjoy features like a global debit card, high-interest savings, and diverse investment opportunities, all within a secure and user-friendly platform.

What We Love

  • 👍 Easy registration and verification
  • 👍 Smooth and glitch-free performance
  • 👍 Convenient and useful features
  • 🚀 Fast and efficient

Room to Improve

  • 🐛 Occasional lag or stuttering
  • 🔧 Room for improvement in certain areas
Cypher Wallet#2

Cypher Wallet by CypherD Wallet Inc

Multi-Chain Crypto Wallet
Strong Contender
💰 Finance
4.2(30 ratings)
Free
Cypher Wallet screenshot 1
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This app allows you to spend your cryptocurrency like cash globally using a virtual or physical card. It supports multiple blockchains and offers instant integration with Apple Pay and Google Pay. You maintain full control of your funds with a non-custodial wallet.

Aave: Save and Earn#3

Aave: Save and Earn by Aave Interfaces Ltd

Earn up to 9% per year
Worth Considering
💰 Finance
4.6(219 ratings)
Free
Aave: Save and Earn screenshot 1
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This application allows users to save money and earn interest with APY rates up to 9%. It offers account protection up to $1 million, with no fees, minimums, or lockups. Funds can be deposited and withdrawn instantly from over 12,000 linked banks and debit cards.

More apps like Payy

4
Zodl: Zcash Wallet
Zodl: Zcash Wallet
Zodl: Zcash Wallet
Send truly private payments
Free

This app offers a secure and user-friendly way to send private cryptocurrency payments. It simplifies complex blockchain technology, allowing users to transact freely and privately without fear of data exploitation. The app prioritizes user control and transparency through open-source development and self-custody of funds.

Private Zcash paymentsUser-friendly interfaceSelf-custody of funds
💰 Finance
(108)
free
5
ether.fi: Crypto Card & Spend
ether.fi: Crypto Card & Spend
ether.fi: Crypto Card & Spend
Recompensas cripto ao usar.
Free

A DeFi-native credit card that allows you to earn crypto rewards on everyday spending. Enjoy flexible payment options, exclusive member perks, and robust security features, all while maintaining control of your digital assets.

Earn up to 4% cashback in cryptoSpend anywhere cards are acceptedDeFi-native and non-custodial
💰 Finance
(233)
free
6
Neverless: Stocks & Crypto
Neverless: Stocks & Crypto
Neverless: Stocks & Crypto
Invest without fees
Free

Invest in cryptocurrencies, gold, and silver with zero fees. Access passive income through automated strategies, borrow against your assets, and enjoy bank-grade security. Stocks investing is coming soon.

Buy/sell 500+ cryptos, gold, silver0% trading feesLeverage up to 5x
💰 Finance
(140)
free
7
Fuse - Solana Smart Wallet
Fuse - Solana Smart Wallet
Fuse - Solana Smart Wallet
The safest Solana wallet
Free

This app redefines digital asset management with a smart wallet built on Solana. It replaces traditional seed phrases with multifactor authentication and programmable smart accounts for enhanced security and control over your Solana assets.

Smart account technologyMultifactor authenticationProgrammable security
💰 Finance
(30)
free
8
Avalanche Card - Pay Anywhere
Avalanche Card - Pay Anywhere
Avalanche Card - Pay Anywhere
Pay for anything on Avalanche
Free

Instantly access and spend your crypto assets with virtual or physical cards. Enjoy complete control with spend alerts, freezing, and PIN changes, backed by 24/7 dedicated support. Seamlessly integrate with popular apps for everyday purchases.

Instant crypto asset accessPhysical and virtual cardsSpend alerts
💰 Finance
(27)
free
9
Avici: Internet finance
Avici: Internet finance
Avici: Internet finance
stablecoin,credit card,wallet
Free

Spend your cryptocurrency effortlessly with a Visa credit card. This app provides a self-custodial wallet, allowing you to maintain full control of your funds. It also offers an easy way to fund your account with a dedicated US dollar account and facilitates low-fee crypto swaps.

Visa credit card for crypto spendingApple Pay integrationSelf-custodial crypto wallet
💰 Finance
(48)
free
10
Tuyo: Buy Now, Pay Maybe
Tuyo: Buy Now, Pay Maybe
Tuyo: Buy Now, Pay Maybe
Pay for things, get some free
Free

Manage your digital dollars (USDC) with a self-custodial finance app. Access global banking features, send money instantly worldwide, and earn yield on your holdings. Spend USDC at millions of merchants using a linked card.

Self-custodial control of USDCUSD, EUR, MXN account numbersFree, instant global USDC transfers
💰 Finance
(124)
free with in-app purchases
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