Penko Expense Tracker
Privacy-First Offline Budget
About
This app offers a private and offline way to manage your money. It provides smart analysis of spending patterns, flexible expense tracking, and financial planning tools. All your data is stored locally on your device, ensuring complete privacy.
What's New in Penko Expense Tracker
2.1
September 14, 2026
- Backup & Restore: export everything to a single file and bring it back on any device. - Daily reminder at a time you choose, only on days you have not logged anything. - 40+ currencies with a searchable picker. The app remembers the last exchange rate for each currency pair. - New Overview screen: this month against your income, what is left, and a 12-month forecast. - Recurring expenses: type how many times it repeats and the end date is filled in for you. - Categories are ordered by how often you use them. - A short guided tour on first launch, replayable from Settings. - Now in Indonesian and Russian. - Fixed: the monthly limit warning now fires when you cross the limit.
MoreSubscriptions & In-App Purchases
$1.49
Coffee
A small americano
Developer apps
FAQ
What is Penko Expense Tracker?
Penko Expense Tracker is a private, offline application designed to help you manage your finances. It offers tools for tracking expenses, analyzing spending patterns, and setting financial goals without collecting your data.
Is Penko Expense Tracker free to use?
Yes, Penko Expense Tracker is 100% free with all features unlocked. The developer is supported through optional in-app donations, such as 'buy me a coffee or tea'.
Does Penko Expense Tracker have ads?
No, Penko Expense Tracker is completely ad-free. It provides a clean, distraction-free interface for managing your finances.
How secure is my financial data with Penko Expense Tracker?
Your financial data is highly secure as it is stored exclusively locally on your device. The app does not collect or track any of your information, and no account is required.
Can I use Penko Expense Tracker without an internet connection?
Yes, Penko Expense Tracker works completely offline. You do not need an internet connection to use its features for expense tracking and financial analysis.
What platforms is Penko Expense Tracker available on?
Penko Expense Tracker is available for iPhone and iPad devices, offering a modern, iOS-native interface.
How often is Penko Expense Tracker updated?
The latest version of Penko Expense Tracker is 2.1, and it was last updated on September 14, 2026. Updates aim to improve functionality and user experience.
Can I back up my data with Penko Expense Tracker?
Yes, you can back up and restore your data using a single file that you control. This process does not involve any servers, ensuring your data remains private.
