Best Money tracking app
Simple and cool ui ux design
Free
In-App Purchases
About
Manage your finances with a calm, beautifully simple approach. Track spending, set gentle budgets, and grow savings without spreadsheets or account creation. Your data stays private on your device and synced via iCloud.
✓Private by design, no sign-up required
✓Track expenses and income
✓Set gentle budgets
✓Manage savings goals
✓Financial health score
✓Home and Lock Screen widgets
✓iCloud sync and backup
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What's New in Penni AI
3.0
July 17, 2026
Bug Fixes
Subscription plans
Monthly
Monthly Pro
$3.991 Month
User reviews
Developer apps
FAQ
What is Penni AI?
Penni AI is a personal bookkeeping tool designed for calm money management. It helps you track spending, set budgets, and monitor savings without connecting to your bank or requiring an account.
Is Penni AI free to use?
Penni AI offers a free version with core tracking features. A subscription to Penni Pro is required to unlock unlimited wallets, budgets, goals, iCloud sync, and advanced insights.
How much does Penni Pro cost?
Penni Pro offers monthly ($3.99), 3-month ($9.99), and yearly ($29.99) subscription plans. Payments are charged to your Apple Account and subscriptions renew automatically unless cancelled 24 hours prior.
How is my data protected with Penni AI?
Penni AI is private by design, storing your data on your device and syncing it privately through your iCloud. It does not have servers to store your information, and you can add Face ID or Touch ID protection.
Does Penni AI connect to my bank?
No, Penni AI does not connect to your bank accounts. It is a manual bookkeeping tool where you log transactions yourself to maintain privacy and control.
What devices does Penni AI support?
Penni AI is currently supported on iPhone. iCloud sync allows your data to stay updated across your iPhone and iPad if you use both devices.
How often is Penni AI updated?
The latest version, 3.0, was released on July 17, 2026, indicating active development. Users can expect regular updates for new features and improvements.
What is the user sentiment for Penni AI?
Based on the provided data, Penni AI has a perfect 5.0-star rating from one review, suggesting a highly positive initial user experience.