Best Penni alternatives: apps like Penni: Expense Tracker

10+ similar apps compared and reviewed

4.4 avg rating
10 free apps
Updated November 2026

Looking for something like Penni? We've analyzed 10+ similar apps to help you find the best alternative. Each app is compared by ratings, features, and real user reviews, so you can make the right choice.

Top Alternatives to Penni

Lode: AI Expense Tracker#2

Lode: AI Expense Tracker by Kyrylo Svystun

Budget, Bills & Receipts
Strong Contender
💰 Finance
5.0(8 ratings)
FreeIn-App Purchases
Lode: AI Expense Tracker screenshot 1
Lode: AI Expense Tracker screenshot 2
Lode: AI Expense Tracker screenshot 3
Lode: AI Expense Tracker screenshot 4
Lode: AI Expense Tracker screenshot 5
Lode: AI Expense Tracker screenshot 6

This AI-powered finance app automatically logs your expenses from bank notifications and Apple Pay. It helps you manage budgets, track bills, and plan for trips without requiring bank logins. Your data is securely stored in your iCloud.

Goose: Manual Expense Tracker#3

Goose: Manual Expense Tracker by Ivan Kalkouski

Income & Budget Spend Forecast
Worth Considering
💰 Finance
5.0(5 ratings)
FreeIn-App Purchases
Goose: Manual Expense Tracker screenshot 1
Goose: Manual Expense Tracker screenshot 2
Goose: Manual Expense Tracker screenshot 3
Goose: Manual Expense Tracker screenshot 4
Goose: Manual Expense Tracker screenshot 5
Goose: Manual Expense Tracker screenshot 6

Manually log your expenses and income to gain better control over your spending. Forecast your monthly budget based on daily averages and receive warnings before overspending. Track multiple accounts with currency conversion and view detailed spending charts.

More apps like Penni

4
Expensa: Expense Tracker
Expensa: Expense Tracker
Expensa: Expense Tracker
Budget Planner & Money Manager
Free

This app offers a private way to track expenses and manage budgets without linking bank accounts. It uses AI to automatically categorize transactions and build budgets, with support for over 150 currencies and iCloud syncing for privacy.

Automatic transaction tracking via Wallet ShortcutsAI-powered budget creation and categorizationMulti-currency support for travelers
💰 Finance
(10)
freemium
5
Fineyo: Expense Tracker
Fineyo: Expense Tracker
Fineyo: Expense Tracker
Budget Planner & Spending
Free

Effortlessly track your spending with voice commands, Siri integration, and automated logging of Apple Pay and bank notifications. Visualize your finances with insightful charts and set budgets with helpful alerts. Share financial spaces with family or roommates for collaborative budgeting.

Voice input with AISiri, Spotlight, and Shortcuts integrationAutomated transaction logging
💰 Finance
(12)
free with in-app purchases
6
Control: Budget Tracker
Control: Budget Tracker
Control: Budget Tracker
Expense & Money Manager
Free

Effortlessly manage your money with an intuitive and visually appealing budgeting app. Track expenses, monitor investments, and gain financial insights with AI assistance. Features include automatic transaction import, bill splitting, and customizable reports.

Automatic transaction importAI-powered financial insightsBill splitting
💰 Finance
(13)
free with in-app purchases
7
Qalta AI: Expense Tracker
Qalta AI: Expense Tracker
Qalta AI: Expense Tracker
Budget Planner, Voice & Scan
Free

Effortlessly track your finances using voice commands or receipt scanning. Manage budgets, goals, and debts with intuitive insights and analytics. Share ledgers with family or import historical data from other apps.

Voice logging for transactionsReceipt scanning and PDF importShared financial spaces
💰 Finance
(17)
freemium
8
Budget Tracker - Brim
Budget Tracker - Brim
Budget Tracker - Brim
Spending, Bills & Savings
Free

This app helps you understand your safe-to-spend amount by automatically deducting bills, subscriptions, and savings. It offers no-bank-connection tracking, Siri integration, and detailed financial insights through charts and on-device AI.

Automatic bill and subscription deductionNo bank connection requiredSiri and Spotlight integration
💰 Finance
(5)
freemium
9
Budjetly: Budget Planner
Budjetly: Budget Planner
Budjetly: Budget Planner
Spending Tracker Bills Manager
Free

Effortlessly track your spending and manage budgets with a clean, intuitive interface. Log expenses in seconds and gain instant clarity on where your money goes with visual breakdowns and real-time progress tracking.

Fast expense and income trackingInstant spending overviewCategory budgets with progress tracking
💰 Finance
(3)
freemium
10
Finny: AI Money Manager
Finny: AI Money Manager
Finny: AI Money Manager
Scan, Speak, Tap & Shortcut
Free

Effortlessly track your income and expenses using AI. Log transactions by scanning receipts, speaking naturally, or typing simple phrases. View clear financial insights with customizable categories and multi-currency support.

AI-powered transaction loggingReceipt scanning via camera or share extensionVoice and natural language input
💰 Finance
(36)
freemium