Comparison

Budjetly vs Penni

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Budjetly

Effortlessly track your spending and manage budgets with a clean, intuitive interface. Log expenses in seconds and gain instant clarity on where your money goes with visual breakdowns and real-time progress tracking.

Highlights
  • Fast expense and income tracking
  • Instant spending overview
  • Category budgets with progress tracking
  • Full transaction history with search
  • Support for 30+ currencies
  • Dark mode and multi-language support
Read full description

Budjetly is the simplest way to see where your money goes. Most budget apps are cluttered, slow, and overwhelming. Budjetly is the opposite — a clean, beautifully designed budget planner that lets you log an expense in under 30 seconds and instantly see where your money is going. Built for people who want clarity, not complexity. WHY BUDJETLY - Log expenses in seconds — amount, category, done. - See your spending at a glance with a clean dashboard and top-category breakdowns. - Set budgets per category and watch your progress in real time. - Thoughtfully designed for speed and focus — every screen is a pleasure to use. EVERYTHING YOU NEED - Fast expense & income tracking with 35 ready-made categories - Monthly dashboard: total balance, spending, and budget progress - Category budgets with color-coded progress and overspend warnings - Full transaction history with search, filtering, and smart grouping - 56 currencies - Beautiful dark mode - Available in 15 languages YOUR MONEY STAYS YOURS Budjetly has no accounts to link and no financial data sent to us. Your transactions live privately on your device and sync securely through your own iCloud — we never see them, and we never sell your data. Track your money with total peace of mind. ALSO INCLUDED WITH PRO - Unlimited category budgets - Unlimited custom categories - Recurring transactions - Multiple accounts - CSV export - Exclusive app icons & avatars Start with a free trial. Log your first expense in under a minute and finally know where your money goes. — Budjetly Pro is an auto-renewable subscription: - Monthly — $6.99 (3-day free trial) - Yearly — $29.99 (7-day free trial, save 64%) - Lifetime — $79.99 (one-time) Payment is charged to your Apple ID at confirmation. Subscriptions renew automatically unless turned off at least 24 hours before the period ends. Manage or cancel anytime in your App Store settings. Terms of Use: https://budjetly.app/terms Privacy Policy: https://budjetly.app/privacy

About

Penni

Manage your finances with a calm, beautifully simple approach. Track spending, set gentle budgets, and grow savings without spreadsheets or account creation. Your data stays private on your device and synced via iCloud.

Highlights
  • Private by design, no sign-up required
  • Track expenses and income
  • Set gentle budgets
  • Manage savings goals
  • Financial health score
  • Home and Lock Screen widgets
  • iCloud sync and backup
Features
Read full description

Penni is a calmer way to manage your money. Track what you spend, set gentle budgets, and watch your savings grow — in an app that feels warm, unhurried, and beautifully simple. No spreadsheets, no clutter, and no account to create. Just open Penni and start. PRIVATE BY DESIGN • No sign-up, no login, no account. Ever. • Your data is stored on your device and synced privately through your own iCloud — it never touches our servers, because we don't have any. • Lock the app behind Face ID or Touch ID for an extra layer of privacy. SEE YOUR MONEY AT A GLANCE • A clean home dashboard with your total balance, income, and spending for the month. • Beautiful wallet cards for cash, bank accounts, cards, savings, and more. • A simple financial-health score that tells you how you're doing. TRACK EVERY TRANSACTION • Log expenses and income in seconds. • Organize with tidy, colorful categories and per-day grouping. • Search and filter by date range to find anything fast. BUDGETS THAT GUIDE YOU • Set gentle limits for the categories you care about. • Always know exactly where you stand — without the guilt. REACH YOUR GOALS • Save for an emergency fund, a new phone, or a dream trip. • Watch each goal fill up as you set money aside. INSIGHTS • Spending trends and category breakdowns that actually make sense. WORKS WHERE YOU DO • Home Screen and Lock Screen widgets keep your balance and budgets a glance away. • A Live Activity keeps an eye on your budget while you spend. ICLOUD SYNC & BACKUP • Turn on iCloud Sync and your wallets, transactions, budgets, and goals stay up to date across your iPhone and iPad automatically — and are safely backed up to your iCloud account. Penni is a personal bookkeeping tool to help you understand your own money. It does not connect to your bank, move money, or give financial advice. — PENNI PRO Penni is free to use. Penni Pro unlocks everything: unlimited wallets, unlimited budgets and goals, unlimited transactions, iCloud sync, dark mode, advanced insights, and custom categories. • Penni Pro Monthly — $3.99 / month • Penni Pro (3 Months) — $9.99 / 3 months • Penni Pro Yearly — $29.99 / year Payment is charged to your Apple Account at confirmation of purchase. Your subscription renews automatically for the same price and duration unless it is cancelled at least 24 hours before the end of the current period. You can manage or cancel your subscription anytime in your Apple Account settings. Any unused portion of a free trial, if offered, is forfeited when you purchase a subscription. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://penni.cc/privacy

Screenshots

Budjetly4 screens
Penni4 screens

Verdict

The call

The clearest difference is rating: Penni at 5.0 against Budjetly's 3.7. Penni also leads on review sentiment (100% vs 67%) and update cadence (every 4 days vs fortnightly). Budjetly's advantage is ratings volume (3 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Budjetly sells 3 in-app purchases, starting at $2.99 per month and Penni sells 3 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Penni holds the better App Store score, 5.0 against 3.7. Both are backed by a comparable volume of ratings — 3 and 1 respectively. Written reviews point the same way: 67% of Budjetly's written reviews are positive against 100% of Penni's.

UpkeepUpdate frequency

Budjetly ships an update fortnightly, Penni every 4 days. The most recent releases landed on October 31, 2026 and November 7, 2026 respectively.

Scorecard4 real differences · 6 level
Budjetly versus Penni: the parameters behind the verdict, then further details
ParameterBudjetlyPenni
PriceFreeFree
Rating3.7 (3 ratings)5.0 (1 ratings) — better
Positive reviews66.7% of reviews100.0% of reviews — better
Number of ratings3 — better1
Update frequencyFortnightlyEvery 4 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFreemium
DevicesiPhone, iPad — betteriPhone
Requires iOS18.018.0
Further details — not scored
Size107 MB59 MB
Age rating4+12+
DeveloperAbdullox AbduvosilovOTHMANE MDIDET

Customer experience

Budjetly

All ratings2 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews6 reviews
Positive66.7%
Neutral16.7%
Negative16.7%

Penni

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

3 purchases

Budjetly

Subscriptions2
  • Budjetly Pro Monthly3 Days trial$2.991 Month
  • Budjetly Pro Yearly7 Days trial$19.991 Year
One-time1
  • Budjetly Pro Lifetime$49.99
3 purchases

Penni

Subscriptions3
  • Monthly$3.991 Month
  • 3 Months$9.993 Months
  • Yearly$29.991 Year

Questions

Is Budjetly free?
Budjetly is free to download, with in-app purchases available.
Is Penni free?
Penni is free to download, with in-app purchases available.
Which has better reviews, Budjetly or Penni?
Penni is rated higher. Budjetly averages 3.7 out of 5 from 3 ratings, while Penni averages 5.0 from 1 ratings.
Do Budjetly or Penni have ads?
Neither Budjetly nor Penni shows ads.
Which is updated more often, Budjetly or Penni?
Budjetly ships an update fortnightly, and Penni every 4 days. Most recently, Budjetly was updated on October 31, 2026 and Penni on November 7, 2026.

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