This intelligent financial app automatically tracks and verifies your spending using AI. It learns your habits to help you manage money effortlessly, offering insights, smart budgets, and savings goal tracking without manual input.
2026.04.06.1
April 7, 2026
UI bug fixes
Subscribe to use Pennie AI Pro
Pennie AI is an intelligent financial sidekick designed to automatically track, verify, and protect your spending. It uses advanced AI to learn your spending habits, helping you stay in control without manual input or spreadsheets.
Pennie AI employs bank-level encryption and read-only access to your financial accounts. Your data is kept private and is never sold, ensuring a safe and secure experience for managing your money.
Yes, you can securely link over 10,000 financial institutions, including major banks and payment services like Chase, Citi, Amex, Wells Fargo, Venmo, and Apple Card, to view all your finances in one place.
Yes, Pennie AI contains advertisements. As a free application with in-app purchases, advertisements are part of the user experience.
Pennie AI offers several subscription plans, including monthly options at $4.99 and $8.99, as well as yearly subscriptions at $49.99 and $74.99, providing access to enhanced features and services.
Pennie AI allows you to tag transactions or accounts towards your specific savings goals and budgets. The AI then helps you pace your spending and provides suggestions to ensure you reach your financial objectives.
Pennie AI offers AI-powered chat and insights, allowing you to ask questions about your spending categories or compare current month's spending to previous periods. It instantly analyzes thousands of transactions to provide valuable financial intelligence.
Pennie AI was last updated on March 22, 2026, with the latest version being 2026.03.21. This indicates a commitment to regular updates and improvements for the application.
