
Penniva: Budget Planner
Expense Tracker, Bills & Debt
About
Manage your finances with this app that helps you track expenses, plan budgets, and monitor upcoming bills. It offers offline functionality and secure local data storage, with optional cloud sync and advanced features available through a subscription or one-time purchase.
What's New in Penniva
1.1
September 21, 2026
Meet Penniva Pro Add CSV and QIF imports, cleanup rules, custom dashboards, debt payoff planning, transaction tags and splits. Choose monthly, yearly or one-time Lifetime access. Your budget, across your devices Optional Cloud Sync keeps your budgeting data in step on your own iPhone and iPad through your private iCloud account. Requires Penniva Pro and iOS/iPadOS 17 or later. You choose when to turn it on. Clearer planning and better everyday use Recorded income is now clearer alongside monthly estimates. This update also improves recurring income history, large-text layouts and navigation in narrow iPad windows. Your records stay yours Core budgeting, CSV export and full local backups, including password-protected backups, remain free. Eligible early users keep their pre-Pro local features.
MoreFAQ
What are the core features of Penniva available for free?
The free version of Penniva allows you to record income, expenses, and transfers. You can also plan category budgets, track recurring bills and income, review spending, and export data to CSV files with full local backups.
What features are included in Penniva Pro?
Penniva Pro offers advanced features like CSV and QIF imports, custom dashboards, manual balance updates, credit score tracking, debt payoff planning, transaction tags and splits, and optional Cloud Sync between your iPhone and iPad.
How does Penniva handle data security and privacy?
Penniva stores your budgeting data locally on your device, ensuring offline access and privacy. It does not require an account, processes imports on-device, does not sell your financial data, and does not show ads or track you.
What are the subscription options for Penniva Pro?
Penniva Pro can be accessed through a monthly or yearly subscription, or a one-time Lifetime purchase. Eligible yearly subscriptions may offer a free trial period.
Does Penniva offer bank synchronization?
Bank sync is not included in the current release of Penniva, including the Lifetime purchase option. The app focuses on manual tracking and data import/export.
On which devices can Penniva be used?
Penniva is built for iPhone and iPad, supporting both platforms. Cloud Sync requires iOS or iPadOS 17 or later and the same iCloud account on your devices.
How often is Penniva updated?
The latest version of Penniva is 1.1, which was last updated on September 21, 2026. This indicates a recent update, suggesting ongoing development and support.
Does Penniva have ads?
No, Penniva does not show advertisements. The app is designed to be ad-free, allowing for an uninterrupted financial tracking experience.







