PennyBook: Private Budget

Know where your money went—without turning budgeting into a second job. PennyBook: Private Budget is a fast, private money tracker for individuals, couples, and families. Record an expense in seconds, see what is safe to spend today, and keep household costs organized on your device. BUILT FOR DAILY LIFE • Add expenses and income in seconds • Monthly budget and safe-to-spend view • Custom categories for the way you live • Clear category and spending trends • Search, edit, duplicate, and export your records • One private book with free CSV export PRIVATE BY DEFAULT No account is required. There are no ads or bank connections. Your records are stored locally unless you explicitly export them. ONE PURCHASE. COMPLETE PRO TOOLKIT. PennyBook Pro is a lifetime unlock—not a subscription. Pro includes category budgets and warnings, six-month and yearly insights, multiple books, automatic bills and subscription entries, payment reminders, PDF reports, CSV import, complete restorable backups, Face ID protection, and Siri Shortcuts entry. PennyBook: Private Budget intentionally avoids investments, bank syncing, and financial advice. It is simply a calmer way to stay aware of everyday money. Terms of Use: https://pennybook.codemxm.com/terms/