Great app!
The AI feature makes this app very easy to use! Love it
Free
In-App Purchases
About
Effortlessly manage your finances with an AI-powered expense tracker. Log spending by typing or speaking, and gain insights into your habits with automatic budget tracking and smart monthly summaries. No bank linking required.
✓AI Assistant for Expenses
✓Automatic Budget Tracking
✓Recurring Expense Detection
✓Smart Monthly Insights
✓No Bank Linking Required
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What's New in PennyBudget
1.2.8
May 28, 2025
We’ve upgraded PennyBudget with powerful new AI-driven insights. • New: Smart Expense Analysis Unlock advanced AI tools to analyze your spending history for: • Missing recurring expenses • Unusual or unexpected spending patterns • Spending anomalies across categories • Improved performance and reliability under the hood Update now and let Penny do the heavy lifting—so you can focus on smarter money habits.
MoreSubscription plans
Penny Premium Yearly
A year of unlimited messaging with Penny
$9.991 Year
14 Days trialPrice Updates
April 27, 2026→$9.99
November 9, 2024→$19.99
November 3, 2024→$34.99
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FAQ
What is PennyBudget?
PennyBudget is an AI-powered expense tracker and budgeting assistant designed to help you manage your spending. It allows you to log expenses by typing or speaking and provides automatic budget tracking and smart insights into your spending habits.
Does PennyBudget require linking bank accounts?
No, PennyBudget does not require linking financial accounts. You can start tracking your expenses immediately by simply logging them manually or via voice input.
What are the subscription options for PennyBudget?
PennyBudget offers 'Penny Premium' with monthly and yearly plans. The monthly subscription is $0.99 and the yearly subscription is $9.99, both including a 14-day free trial.
How does PennyBudget help with recurring expenses?
PennyBudget identifies subscriptions and regular bills, helping you keep track of recurring expenses. This feature ensures you don't miss any payments and can better anticipate your financial outflows.
Is PennyBudget suitable for beginners in budgeting?
Yes, PennyBudget is built for users who want accurate expense tracking without complexity. Its intuitive interface and AI-powered input make it easy for beginners to get started with managing their money.
How often is PennyBudget updated?
The latest version of PennyBudget is 1.2.8, last updated on May 28, 2025. Updates typically include new features, bug fixes, and performance improvements to enhance user experience.
What devices is PennyBudget available on?
PennyBudget is available on iPhone and iPad devices, indicated by its support for iOS platforms.
What is the age rating for PennyBudget?
PennyBudget has an age rating of 4+, making it suitable for a wide range of users, including younger individuals learning about financial management.
