Per Diem: Path to FI
Financial independence app
About
This app helps households understand their spending, savings, and long-term retirement plans in one place. It offers live account syncing, budgeting tools, and financial projections to model future scenarios and major life decisions.
What's New in Per Diem
1.4.1
July 21, 2026
Start Per Diem with a free trial after securely confirming your payment method. We’ve also made onboarding and subscription terms clearer, including trial duration, renewal pricing, and cancellation details.
MoreSubscription plans
Pro Subscription (monthly)
Pro Subscription (monthly)
FAQ
What is Per Diem's subscription cost?
Per Diem offers a Pro Subscription with two options: $8.99 per month or $89.99 per year. A paid subscription is required to use the app's full features, including live account sync and FIRE planning.
Does Per Diem have ads?
No, Per Diem does not contain advertisements. The app is supported by a paid subscription model, ensuring an ad-free user experience.
What financial institutions can I connect to Per Diem?
Per Diem allows you to connect bank and brokerage accounts. Specific supported institutions are not detailed in the provided information, but it aims to consolidate your financial overview.
How does Per Diem help with FIRE planning?
Per Diem enables you to run FIRE projections that update as your finances change. You can also model goals and major life tradeoffs to understand their impact on your financial independence timeline.
Is Per Diem secure?
While specific security measures are not detailed, the app allows you to connect bank and brokerage accounts. It also offers an optional 'Ask AI' feature that requires explicit permission before sending financial context to third-party AI providers.
What devices does Per Diem support?
Per Diem is available on iPhone and iPod. The app is designed for iOS devices.
How often is Per Diem updated?
The latest version of Per Diem is 1.4.0, last updated on June 12, 2026. This indicates a recent update, suggesting ongoing development and maintenance.
What do users like about Per Diem?
Based on the limited rating data (4.0 stars from 2 ratings), users likely appreciate its comprehensive approach to personal finance and FIRE planning. The ability to consolidate spending, savings, and retirement tradeoffs in one place is a key benefit.