Perch: Points Portfolio

Perch turns scattered loyalty balances into one clear estimated portfolio value. Explore a clearly labeled sample portfolio on first launch, then add airline, hotel, and bank-rewards programs of your own. Record balances manually or select a screenshot for on-device balance detection. Perch builds an honest dated history as you add balances, explains each editorial cents-per-point estimate, and lets you use a personal valuation when you know a program differently. Set local expiry reminders from qualifying earn or redemption dates you explicitly confirm. Perch never treats a balance check as account activity and never draws a trend from a single balance. Radar follows meaningful loyalty-program changes across the catalog. Every item links to an official source, shows the date that source was last checked, distinguishes ended promotions from active ones, and can affect more than one program when a partnership changes both. Built for privacy: - No inbox access - No bank connections - Screenshot recognition stays on your iPhone - No advertising or cross-app tracking - Core portfolio features work offline - Optional device-bound anonymous sync is clearly identified and can be deleted in-app Perch valuations are estimates, not cash values or guaranteed redemption outcomes. Loyalty programs and their terms can change; confirm important dates and decisions with the program.