Perk Pilot: Card Rewards
Credit perks & bonus tracker
About
Track credit card perks and bonus values to maximize rewards. This app helps you choose the best card for purchases and understand the true worth of welcome bonuses without linking bank accounts.
What's New in Perk Pilot
1.7.1
November 5, 2026
What's new in 1.7.1: • Perk Pilot is now on Apple Watch: pick what you're buying and instantly see which card to use. • Home Screen and Lock Screen widgets: "Which card should I use?" and the credits you're about to lose. • Complications for your watch face. • Ask Siri: "Which card should I use for restaurants in Perks Pilot". • The watch app and widgets work offline, with no bank login.
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FAQ
How does Perk Pilot make money if it's free?
Perk Pilot is free because some cards include a referral link. If you apply through a referral link and are approved, Perk Pilot may earn a bonus. This referral process is disclosed before opening a link and does not alter recommendation order.
Is Perk Pilot secure since it doesn't require bank login?
Yes, Perk Pilot is designed for privacy. It does not require bank logins or account linking, meaning it never sees your transactions. You add your cards manually, and can browse recommendations without an account.
What kind of credits can I track with Perk Pilot?
You can track monthly, quarterly, and yearly credits on each of your credit cards. The app allows you to mark credits as used and provides reminders before they expire to prevent loss.
How does Perk Pilot help me choose which card to pay with?
Simply select your purchase category (e.g., dining, groceries, travel), and Perk Pilot will show which of your cards offers the most rewards per dollar. It ranks these by cash value, explaining why a simple percentage card might be better than a points multiplier.
Can Perk Pilot help me find new credit cards?
Yes, Perk Pilot can help you find your next card. You can specify where you spend the most, and it will rank cards by your potential earnings. You can also filter out cards with annual fees.
What is the update frequency for Perk Pilot?
The latest version, 1.5.0, was last updated on October 13, 2026. This indicates a relatively recent update, suggesting ongoing development and maintenance.
What devices does Perk Pilot support?
Perk Pilot currently supports iPhone devices. It is available for download on the App Store.
What is the age rating for Perk Pilot?
Perk Pilot has an age rating of 4+. This means it is suitable for users of all ages, with no specific content restrictions.
