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Perkfolio: Card Perks

Perkfolio: Card Perks

by Sanchit Batra

2 ratings
2 reviews
💰 Finance
✈️ Travel
Free

Details

Released
August 30, 2026
Updated
September 25, 2026

Features

Developer

Sanchit Batra
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About

This app consolidates all your credit card benefits, tracking recurring statement credits, one-time offers, and certificates to ensure you never miss an expiring perk. It helps you maximize the value of your cards and understand their return on investment.

✓Card wallet with benefit catalog
✓Automatic credit expiration tracking
✓Daily/weekly benefit digests
✓ROI calculation for cards
✓Certificate and offer tracking
✓Face ID app lock for privacy
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What's New in Perkfolio

1.2

September 25, 2026

Fixed Home Screen widgets that could stay empty instead of showing expiring credits and card renewal details.

User reviews

Most RecentHighest RatedLowest Rated

Why did I not have this sooner

Clean, straightforward and useful! This app makes it so easy to see all the credit card benefits in 1 place and understand whether I’m getting enough value from each card to justify the annual fee.
Wwpho0101

Exactly What I needed!

I was looking for an app that did just this. As I try to be more financially responsible, it has been important to make sure I track using my card benefits and if certain cards are worth it to me (with honesty). It’s helpful to see the numbers all laid out simply.
BBlossom1212

Response from developer

Appreciate you! Please feel free to request features!

FAQ

What is Perkfolio?

Perkfolio is a finance app designed to help users track all their credit card benefits, including statement credits, targeted offers, and certificates, to ensure they maximize their card's value.

How does Perkfolio track benefits?

Perkfolio automatically monitors monthly, quarterly, semiannual, calendar-year, and card-anniversary benefits, calculating their reset windows and expiration dates.

Can I add custom cards to Perkfolio?

Yes, you can add any card you carry. You can select from a shared catalog of researched benefits or add your card as a custom entry if it's not yet listed.

Does Perkfolio show the return on investment for my cards?

Yes, Perkfolio provides an 'ROI at a glance' feature, showing you exactly how much value you've captured compared to each card's annual fee.

How does Perkfolio ensure my data is private?

Perkfolio is designed with privacy in mind. It features Face ID app lock and is an independent project not affiliated with any card issuers or financial services.

Does Perkfolio have ads?

No, Perkfolio is an independent, ad-free project, built for users who want to manage their card benefits without advertisements.

What devices does Perkfolio support?

Perkfolio is available on iPhone, iPad, and iPod devices, making it accessible for Apple users on the go.

How often is Perkfolio updated?

The latest version of Perkfolio is 1.2, and it was last updated on September 25, 2026, indicating regular maintenance and potential feature additions.