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About
YOUR CREDIT CARDS ARE WORKING AGAINST YOU
You pay hundreds in annual fees every year. Your cards have travel credits, dining credits, and streaming perks — but most of them go unused. At checkout, you're still guessing which card to swipe.
Perq fixes that.
THE RIGHT CARD, EVERY TIME
Open Perq at the grocery store and it shows you the card that earns 6% back. Pull it up at a restaurant and it knows your Amex Gold earns 4× points. No spreadsheets, no mental math. Just check, tap, and earn.
NEVER LET A BENEFIT EXPIRE
Your Sapphire Reserve has a $300 travel credit. Your Gold Card has $120 in dining credits and $240 in entertainment. Perq tracks every perk — how much you've used, how much is left, and when it resets — so nothing goes to waste.
SEE YOUR BEST RATE, EVERYWHERE
The Analytics screen shows the highest cashback rate you can earn across every spending category. Dining, groceries, gas, streaming, ride share, travel — know your edge before you open your wallet.
YOUR WALLET AT A GLANCE
Add your cards once. Perq does the math: total annual fees versus total benefits available across your entire wallet. See instantly whether your cards are earning their keep — or quietly costing you money.
FEATURES
· Smart location tips — open the app and see the best card for exactly where you're standing
· Benefits tracker — every perk, how much is left, and when it resets
· Category analytics — best rate across dining, travel, groceries, gas, streaming, and more
· Travel vs. portal — separate direct booking rates from portal-only bonuses
· Annual fee vs. benefits breakdown — see your net value at a glance
· Pull to refresh — update your location and recommendation anytime, right from the Cards tab
Add your cards. Stop guessing. Start earning.
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What's New in PerqRewards
1.0
August 7, 2026




