Amazing way to access credit and great looking card
Saved me from cash issue
Archived App (Last seen on 12 May 2026)
This is an archived listing of the app previously available on the App Store.Although the app is no longer distributed by Apple, you can still view its description, screenshots, version history, ratings, and metadata for reference.
About
This secured credit card offers a Mastercard with no minimum credit score requirement. It's an asset-backed option with a variable interest rate tied to the prime rate.
✓No minimum credit score required
✓Asset-backed secured credit card
✓Pesto Mastercard®
✓Variable interest rate (29.99% APR)
✓Disclosure of rates and fees available
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What's New in Pesto Credit
3.0.8
April 24, 2025
minor bug fixes and performance improvements.
User reviews
Developer apps
FAQ
What is the interest rate for Pesto Credit?
The interest rate for the Pesto Mastercard is variable and tied to the prime rate, currently at 29.99% APR. This rate is subject to change. You can find detailed information in the Pesto Secured Mastercard Disclosure of Rate, Fees and Other Cost Information within the app.
Does Pesto Credit require a minimum credit score?
No, you do not need a minimum credit score to get the Pesto Mastercard. It is designed as an asset-backed, secured credit card, making it accessible for those looking to build credit.
What type of credit card is Pesto Credit?
Pesto Credit offers the Pesto Mastercard, which is an asset-backed, secured credit card. This means it is backed by an asset, typically a security deposit, to secure the credit line.
Where can I find the fees and terms for Pesto Credit?
You can find the Pesto Secured Mastercard Disclosure of Rate, Fees and Other Cost Information and the Credit Card Agreement within the app's help tab. This provides comprehensive details on all associated costs.
What devices does Pesto Credit support?
Pesto Credit is available on iPhone and iPod devices. The app was last updated on April 24, 2025, indicating ongoing development and support.
How often is Pesto Credit updated?
The latest version of Pesto Credit, 3.0.8, was released on April 24, 2025. This suggests the app is actively maintained and updated regularly by the developer, PingLend, Inc.
What is the age rating for Pesto Credit?
Pesto Credit has an age rating of 4+. This indicates it is suitable for users of all ages, though its financial nature means it's most relevant for adults managing credit.
Does Pesto Credit have ads?
No, Pesto Credit does not contain advertisements. The app is free to download and use without any ad interruptions.