Free
About
Build an emergency fund, grow savings, and invest with AI guidance. This app helps young professionals and students in Ghana establish financial security through consistent saving and earning interest on their funds. It offers structured saving methods and investment options for various goals.
✓Build an emergency fund with target tracking
✓Consistent saving via automatic or flexible deposits
✓Earn interest on savings
✓Invest for various financial goals
✓AI money guide for financial decisions
✓Motivation through streaks, milestones, and rewards
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What's New in Phundit
1.0.48
November 7, 2026
This update fixes several issues: - Fixed a crash some people saw just after opening the app - Submitting verification no longer loops back to the selfie page - Submit now takes you to any unfinished section - Verification progress shows the right count - Retaking your selfie keeps your ID step complete - Going back from verification no longer signs you out - Home screen fixes for long names and the setup guide Thanks for using Phundit. Contact us in app via WhatsApp or in app chat.
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FAQ
What is Phundit?
Phundit is a finance app designed to help users build emergency funds, grow savings, and invest with AI guidance. It focuses on providing structure and consistency for financial goals.
How does Phundit help users save money?
Phundit allows users to set savings goals, particularly for an emergency fund, and save consistently through automatic or flexible deposits. It also offers motivation through streaks and rewards for consistent saving.
Can I earn interest on my savings with Phundit?
Yes, your Emergency Fund in Phundit is invested in a money market mutual fund through SEC-licensed, BoG-regulated partners, allowing your savings to earn interest while you build them.
Is Phundit safe and regulated?
Phundit emphasizes safety and regulation. Funds are managed through SEC-licensed and BoG-regulated partners, and user activity is protected with modern security standards.
Does Phundit offer investment options?
Yes, Phundit allows users to invest for various goals by choosing from different fund options available within the app.
What is Zoe in Phundit?
Zoe is Phundit's AI money guide, designed to assist users in making smarter financial decisions and navigating their savings and investment journey.
What devices does Phundit support?
Based on the provided data, Phundit is currently supported on iPhones.
How often is Phundit updated?
The latest version of Phundit is 1.0.48, and it was last updated on November 7, 2026, indicating a recent update cycle.
