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Build an emergency fund, invest with expert guidance, and achieve financial health. Set savings goals, make consistent deposits, and earn interest on your emergency fund. Receive personalized advice and stay motivated with rewards for consistency.
✓Build emergency fund with target setting
✓Automated or flexible deposits
✓Earn interest on emergency fund
✓Choose investment styles for goals
✓AI financial guidance
✓Motivation through streaks and rewards
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What's New in Phundit
1.0.47
October 26, 2026
This update brings some helpful improvements: - Ask Zoe when your withdrawal will arrive - Join our WhatsApp community from your home screen - Fixed sign-in issues, including being asked to verify your email again - Verification now flags missing financial details before you submit - Brief outages no longer fail your verification Thanks for using Phundit. We love hearing your feedback. Contact us in app via WhatsApp or in app chat.
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FAQ
How does Phundit help build an emergency fund?
Phundit allows you to set a specific target for your emergency fund and make consistent deposits, either automated or flexible. You can track your progress towards financial stability directly within the app.
Can I earn money while saving in Phundit?
Yes, your Emergency Fund in Phundit is invested in a money market mutual fund, allowing your money to earn interest while you save. Other fund options are available for different financial goals.
What kind of financial guidance does Phundit offer?
Phundit features an AI assistant named Zoe, designed to help you make smarter money decisions. It provides guidance when you're unsure about financial choices.
Is my money safe with Phundit?
Phundit is designed with security in mind. Your funds are managed through SEC-licensed and BoG-regulated partners, and your activity is protected with modern security standards.
What are the investment options in Phundit?
Your Emergency Fund is invested in a money market mutual fund. Phundit also provides access to different fund options tailored for various financial goals, allowing you to choose the right investment style.
Does Phundit have ads?
Yes, Phundit contains advertisements. As a free application, it is supported by ads to provide its services to users.
What devices does Phundit support?
Phundit is currently supported on iPhone and iPod devices. It is designed for iOS users looking to manage their finances.
How often is Phundit updated?
The latest version of Phundit is 1.0.29, and it was last updated on May 23, 2026. Updates ensure the app remains reliable and secure.
