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About
Effortlessly track your spending in seconds without needing bank logins. This app intelligently categorizes expenses, spots recurring payments, and helps you manage budgets and savings goals. It also offers features for tracking credit card rewards and sharing expenses with others.
What's New in PiggyBank! Budget Tracker
1.2.6
October 25, 2026
Your month, before it happens. • The Spend total on the first tab now includes what is already set up for the rest of the month: subscriptions, instalments and shared bills still to come. A bar under it shows how much has happened and how much is still ahead, and tapping "to come" lists the charges. On the 1st you see what the month already owns. • Shared bills count your share, not the whole bill, everywhere a coming charge is added up. • Barn alerts: when a barnmate adds a bill you're on, it reaches your lock screen, named, with your share. Turn it on when PiggyBank asks after you join a barn. • Card rules, checked against the banks: exclusion lists on twenty cards, rates that change on a date counted from that date (DBS Vantage 1.4 from 2 Nov), cards no longer offered marked so, Citi rounding in whole dollars, HSBC Revolution's bus and MRT, bank fees that earn nothing. When your cards' rules change, Piggy tells you on the Miles tab. • A small ⓘ beside the things worth knowing about, each saying what the choice does. • A card tap abroad is logged in the currency it was charged in. • Dark mode follows the app's own setting. • Activity opens on the view you last chose. The dashboard's Pace / Breakdown / Trend switcher stays in one place. • Barn bills: edit one from the barn (its author only), a deleted bill leaves your month on the next sync, and "Remove this charge?" shows the bill as a receipt.
MoreSubscriptions & In-App Purchases
PiggyBank Plus Yearly
Every card, every mile, and barns that split the bill.
User reviews
FAQ
How does PiggyBank! track spending so quickly?
PiggyBank! allows manual expense logging in seconds. For even faster input, it can read payment confirmations from services like PayNow, PayLah, and NETS directly from your phone's notifications, capturing the amount and merchant automatically.
Does PiggyBank! require a bank account connection?
No, PiggyBank! does not require your bank login or connection. All spending is logged manually or captured from notifications, ensuring your banking details remain private and on your device.
What are the benefits of PiggyBank! Plus?
PiggyBank! Plus offers unlimited card tracking, advanced miles tracking for every card, more shared expense groups (Barns), and features for tracking rent and bills. The core app functionality is available for free.
Is my financial data secure with PiggyBank!?
Yes, your data stays on your phone. PiggyBank! does not upload your information, requires no mandatory account sign-up, and can be used offline. Backups are only created when you explicitly request them.
Can PiggyBank! help me manage credit card rewards?
Absolutely. You can select the card used for a purchase and PiggyBank! tracks spending against that card's reward rates. It supports setting bonus categories, payment methods, and caps to estimate earned miles or points.
How does PiggyBank! handle shared expenses?
You can create shared groups called 'Barns' for flatmates, family, or travel. Members can add expenses, view balances, and settle up. Bills can be split evenly or by exact amounts.
How often is PiggyBank! updated?
The latest version, 1.2.4, was released on October 3, 2026, indicating active development. Updates typically ensure continued functionality and may introduce new features or improvements.
What devices does PiggyBank! support?
Currently, PiggyBank! is supported on iPhones. The app is rated for ages 4 and up, making it suitable for a wide range of users.





