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Saran
Daftar aja susah padahal imail sm passwornya bener slalu ada tulisa (harus valid) gak masuk akal
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Saat login selalu muncul “sesi login anda telah berakhir”
Archived App (Last seen on 15 May 2026)
This is an archived listing of the app previously available on the App Store.Although the app is no longer distributed by Apple, you can still view its description, screenshots, version history, ratings, and metadata for reference.
About
This app connects individuals needing unsecured loans with lenders. It offers quick and easy loan application processes for business capital or employee loans, with transparent terms and interest rates. Data privacy is a key focus.
✓Unsecured business loans
✓Employee loans
✓Loan tenor options (3-12 months)
✓Loan limits up to 10 million IDR
✓Fast loan decisioning (< 2 hours)
✓Data privacy protection
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What's New in Pinjam Modal
2.18.3
December 2, 2025
Hai kami Pinjam Modal, Kami selalu meningkatkan performa aplikasi kami untuk memberi Anda pengalaman terbaik. - Peningkatan performa aplikasi - Penghapusan fitur live chat - Penambahan informasi hubungi kami Nikmati fasilitas pinjaman tanpa jaminan. Salam, Tim Pinjam Modal
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FAQ
What is Pinjam Modal?
Pinjam Modal is a financial technology platform that facilitates unsecured loans for individuals and businesses. It connects borrowers needing funds with lenders, offering a streamlined application process.
Is Pinjam Modal licensed and regulated?
Yes, Pinjam Modal is licensed and supervised by the Otoritas Jasa Keuangan (OJK) in Indonesia, with license number KEP - 20/D.05/2020. It also holds ISO 27001 certification.
What are the loan terms for business capital?
For business capital loans, the tenor ranges from 3, 6, and 12 months, with loan limits from 2 million to 10 million IDR. The interest rate is 2% per month, with a maximum APR of 24%.
What are the loan terms for employees?
Employee loans have a tenor of 91 to 180 days, with loan limits from 1 to 10 million IDR. The interest rate is 1.5% per month, with a maximum APR of 18%.
How quickly can I get a loan decision?
Pinjam Modal aims to provide a loan decision in less than 2 hours through its integrated system. Once approved, funds are transferred to your payroll account.
Does Pinjam Modal protect my personal data?
Yes, Pinjam Modal emphasizes data privacy and states it will not access your contacts, SMS, photo albums, or other private information. Your data is kept confidential.
What is the user rating for Pinjam Modal?
Pinjam Modal has a user rating of 3.6 stars based on 10 ratings. This indicates a mixed but generally positive user reception.
On which devices can I use Pinjam Modal?
Pinjam Modal is available on iPhone and iPod devices. It is designed for iOS users.