Planned: Money Tracker

Planned: Money Tracker

Financial Wellness & Budgeting

9 ratings
8 reviews
Free
In-App Purchases

Details

  • Released
  • Updated
  • February 19, 2026
  • July 1, 2026
Planned: Money Tracker screenshot #1 for iPhone
Planned: Money Tracker screenshot #2 for iPhone
Planned: Money Tracker screenshot #3 for iPhone
Planned: Money Tracker screenshot #4 for iPhone
Planned: Money Tracker screenshot #5 for iPhone
Planned: Money Tracker screenshot #6 for iPhone
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About

This app provides personalized financial guidance from an AI coach that learns your financial situation. It offers clear advice without jargon, focusing on actionable steps to improve your financial health.

AI financial coach
Personalized guidance
Financial health scoring
Connects financial accounts
Chat-based financial advice
Tracks spending and saving
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What's New in Planned

1.3.0

July 1, 2026

A redesigned setup experience that builds your personalized financial plan in minutes and shows you exactly where you stand. Also in this release: • Sharper, more reliable insights about your spending and savings • Fixed an issue that could add duplicate tasks to your plan • Speed and stability improvements

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Subscription plans

Monthly

Unlimited Access Monthly Plan

$14.991 Month
How to cancel Planned subscription ⁉️

User reviews

Eye opening! Highly recommend

For years I’ve managed to increase my net worth but as they say “The more you make the more you spend.”I’ve tried all of these financial advisor apps and they never really worked. Planned really helped me understand how to balance my spending and investments so I can actually get ahead finally. Love it!
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Extremely Helpful

This app really put my mind at ease when it came to financial planning. It was nice to know exactly where my money was going and how I could save for a large purchase in the future!

Response from developer

Thank you for the review! Good luck with your goal!

Amazing insights!

This app is outstanding! Was able to see quickly all the bad spending habits and got a clear plan right away to achieve my financial goals! Cannot recommend this enough.

Response from developer

Thanks for the positive feedback!

Was recommended to try and o don’t regret

Received a lump sum of money that I wasn’t really expecting was told to download this app so I dot. Get ahead of myself got a real structured plan and I plan on Sticking to it all the way

Response from developer

Thanks so much for the review! We appreciate the positive feedback.

Finally an app that thinks long-term

For years my financial management was just reacting. An unexpected bill, a bad month, scrambling to cover it. Planned helped me get ahead of it. The emergency fund tracker, the financial planning tools, the AI coach connecting everything together. I’m not just surviving month to month anymore.

Response from developer

Thank you for the review!

FAQ

What is Planned's financial health score?

Planned scores your financial health across 10 categories, including emergency fund coverage, debt-to-income ratio, and savings rate. This helps you understand where you stand and what to improve first.

How does Planned's AI coach work?

The AI coach learns your full financial picture from connected accounts to provide personalized guidance. You can chat with it anytime to ask about spending, saving, debt, or long-term planning and receive answers based on your real numbers.

Is Planned suitable for beginners?

Yes, Planned is built for people who want to get their finances together but don't know where to start. It avoids generic tips and financial jargon, offering clear advice tailored to your life.

What makes Planned different from other finance apps?

Unlike passive trackers, Planned acts as an active coach, providing direct, personalized advice based on your real financial data. It fills the gap left by apps that only show charts or offer generic tips.

Does Planned have ads?

No, Planned is ad-free, allowing for an uninterrupted financial management experience.

What devices does Planned support?

Planned is available on iPhone and iPod devices.

How often is Planned updated?

The latest version is 1.0.3, and the app was last updated on March 16, 2026. This indicates a recent update and ongoing development.

What is the age rating for Planned?

Planned has an age rating of 4+, making it suitable for a wide range of users.