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Planned: Money Tracker

Planned: Money Tracker

Finance Planner & Coach

12 ratings
11 reviews
🌟 Lifestyle
💰 Finance
Free
In-App Purchases

Details

  • Released
  • Updated
  • February 19, 2026
  • July 16, 2026

Developer

Get It Planned Inc.
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⭐11
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❓8 answered
FAQ↘︎
📦~ in 2 weeks
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About

This app provides personalized financial guidance from an AI coach that learns your financial situation. It offers clear advice without jargon, focusing on actionable steps to improve your financial health.

✓AI financial coach
✓Personalized guidance
✓Financial health scoring
✓Connects financial accounts
✓Chat-based financial advice
✓Tracks spending and saving
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What's New in Planned

1.4.0

July 16, 2026

Bigger, more flexible budgeting • Add accounts manually — track cash, assets, or anything Plaid can't connect to • Split a single transaction across multiple categories • Organize your budget with custom category groups, and drag to reorder • Rollover budgeting: unused category money now carries forward like a sinking fund • Smarter category picker, grouped by personal vs. business spending A more helpful coach • New "This week" briefing card with your latest money signals • Set goals and get accountability check-ins • Create your whole budget right inside a coach chat • Automatic bills & subscriptions detection

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Subscription plans

Monthly

Unlimited Access Monthly Plan

$14.991 Month
How to cancel Planned subscription ⁉️

User reviews

Most RecentHighest RatedLowest Rated

Very Well Made

Great experience so far. Simple, fast, and very useful. I would definitely recommend it to others.
C7c4C7c4

Response from developer

Thank you for your review!

Keeps me on track with my goals

Can’t recommend this app enough. I had no visibility with my spending and savings until I used Planned. Now I have insights and guidance in order to reach my financial goals!
AndyNoAwkwardAndyNoAwkward

Response from developer

We're glad to hear it's been helpful! Thanks for the review.

Easy to navigate

Love the user interface and the options! Great app
FitRoutineFitRoutine

Response from developer

Thanks for the review! We're glad to hear you found it easy to use.

Eye opening! Highly recommend

For years I’ve managed to increase my net worth but as they say “The more you make the more you spend.”I’ve tried all of these financial advisor apps and they never really worked. Planned really helped me understand how to balance my spending and investments so I can actually get ahead finally. Love it!
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atxrockeratxrocker

Response from developer

We appreciate your review!

Extremely Helpful

This app really put my mind at ease when it came to financial planning. It was nice to know exactly where my money was going and how I could save for a large purchase in the future!
Zoe StephanieZoe Stephanie

Response from developer

Thank you for the review! Good luck with your goal!

See 6 more reviews

FAQ

What is Planned's financial health score?

Planned scores your financial health across 10 categories, including emergency fund coverage, debt-to-income ratio, and savings rate. This helps you understand where you stand and what to improve first.

How does Planned's AI coach work?

The AI coach learns your full financial picture from connected accounts to provide personalized guidance. You can chat with it anytime to ask about spending, saving, debt, or long-term planning and receive answers based on your real numbers.

Is Planned suitable for beginners?

Yes, Planned is built for people who want to get their finances together but don't know where to start. It avoids generic tips and financial jargon, offering clear advice tailored to your life.

What makes Planned different from other finance apps?

Unlike passive trackers, Planned acts as an active coach, providing direct, personalized advice based on your real financial data. It fills the gap left by apps that only show charts or offer generic tips.

Does Planned have ads?

No, Planned is ad-free, allowing for an uninterrupted financial management experience.

What devices does Planned support?

Planned is available on iPhone and iPod devices.

How often is Planned updated?

The latest version is 1.0.3, and the app was last updated on March 16, 2026. This indicates a recent update and ongoing development.

What is the age rating for Planned?

Planned has an age rating of 4+, making it suitable for a wide range of users.