Planto - HK #1 Money Tracker

Planto - HK #1 Money Tracker

Track expenses, Goals & Budget

11 ratings
54 reviews
With Ads
💰 Finance
Free
In-App PurchasesWith Ads

Details

  • Released
  • Updated
  • October 21, 2018
  • March 5, 2026

Features

Planto - HK #1 Money Tracker screenshot #1 for iPhone
Planto - HK #1 Money Tracker screenshot #2 for iPhone
Planto - HK #1 Money Tracker screenshot #3 for iPhone
Planto - HK #1 Money Tracker screenshot #4 for iPhone
Planto - HK #1 Money Tracker screenshot #5 for iPhone
Planto - HK #1 Money Tracker screenshot #6 for iPhone
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About

This AI-driven financial manager helps you track expenses, set budgets, and monitor your MPF performance. It automatically consolidates your financial accounts, provides personalized saving plans for your goals, and offers timely reminders for payments.

AI-driven financial management
Automatic expense tracking
Budget setting and monitoring
Goal setting and saving plans
MPF performance tracking
Credit card due date reminders
Account aggregation
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What's New in Planto

6.0.0

March 5, 2026

Fixes and performance improvements

Subscription plans

Annual Subscription (Early)

Access Planto app and premium features

$49.991 Year
How to cancel Planto subscription ⁉️

User reviews

Why was my previous comment removed?

As said, and mentioned by other users, their Technical Support team doesn’t do anything. No responses from them, not checking WhatsApp messages, also no further updates/fixes for the app. I don’t think they are maintaining this app anymore… to be honest, am not even sure if it is still safe to provide the login credentials in this app…
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There are just so many bugs now…

There more you use this app the more bug it reveals (which is normal) but the tech team either 1. Doesn’t know how to fix them so the bugs persist, or 2. Too busy / lazy and ignored them.
Oh and also, it takes forever to synchorize information.

Data deletion

After the recent update (I believe it’s from 12/4/25), all previous data has been wiped. I have never encountered this issue before and this is quite concerning

Better if Mac/Ipad App too

It's a great service and works pretty well. The categories are 60% wrong so I have to manually change most. It would be great if the team could develop most importantly a Mac/Desktop App/Software since we're paying for it and maybe an Ipad one too.

Good app but a lot to improve

Filters are not working correctly, when I want to exclude one item from many, it didn’t work properly. No “select all” option to easy unselect one from many categories. Also need filters on “Analyse your expense”.

FAQ

What does Planto do?

Planto is an AI-driven financial manager designed to help users in Hong Kong track their expenses, set budgets, and achieve financial goals. It automatically consolidates various financial accounts, provides insights into spending patterns, and offers personalized saving plans.

What are the key features of Planto?

Key features include AI-driven financial management, automatic expense tracking by linking over 50 bank and e-wallet accounts, budget setting, personalized goal achievement plans, MPF performance monitoring, and timely reminders for credit card due dates.

How much does Planto cost?

The application is free to download and use, with in-app purchases available. Specific costs for premium features or advanced functionalities are not detailed in the provided description.

Is Planto available on all devices?

While the description does not explicitly state compatibility, it is described as a mobile application, implying availability on common mobile operating systems like iOS and Android.

What are common use cases for Planto?

Common use cases include understanding where your money goes by linking bank accounts, setting budgets for monthly expenses, saving for specific goals like a dream home or a million dollars, monitoring MPF performance, and ensuring credit card payments are made on time.