Plootus 401k/403b Simplified

Plootus 401k/403b Simplified

AI based Retirement Planning

33 ratings
36 reviews
Free

Details

  • Released
  • Updated
  • December 2, 2017
  • June 26, 2023

Features

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About

This app uses AI to help you optimize retirement plans like 401k and 403b, offering premium investment advice for free. It analyzes your employer's plan to suggest the best investments for lower fees and better performance, or allows you to delegate to an advisor.

AI-based retirement planning
Investment allocation suggestions
Retirement and income calculators
Low fee investment selection
Delegate to financial advisor
Analysis of employer-sponsored plans
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What's New in Plootus 401k/403b Simplified

3.1

June 26, 2023

1. Clients can delegate access to their Financial Advisors for retirement and financial planning. 2. Financial Advisors can manage multiple clients through Plootus. They can view the complete financial position of their clients and advice them. 3. Added new employers. Just search your employer's name and let Plootus help you create an optimized portfolio from the list of investment options offered by your employer-sponsored 401k or 401(k), 403b or 403(b), 457, 401a, and Thrift Saving Plans (TSP). 4. We have further simplified the UI (User Interface) and fixed other bugs. 5. Switching jobs: We analyze both your old and current employer options. You can get a free investment allocation and decide to roll over to your new employer or keep with your old employer 6. Easier employer-search functionality 7. Better and more engaging visual representation of data and information 8. Bug fixes

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User reviews

Budgeting Made Simple

Budgeting with Plootus is simple. I can finally see where my money goes each month, which helps me stay on track as a student living on a tight budget.

Student

Plootus is a great company that actually brings value by helping optimize 401(k) plans. It’s a meaningful platform with useful features, solid advice, and a responsive customer support team. I really like that they focus on 401(k) optimization — not enough people think about their retirement, even though it’s such an important topic, especially these days.
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Amazing app

Start planning for your financial future right here!

A great resource!

Plootus has been awesome is helping me determine my retirement income goals and what's needed to achieve those. I sincerely believe I’m on the right path - Plootus itself has been assisting with the tracking. It is promptly been notifying in terms of the necessary modifications required.

Highly recommend this app!

This is the easiest financial planning app that I have ever used! It makes 401k planning a breeze.

FAQ

What does Plootus do?

Plootus is an AI-powered app designed to help you optimize your retirement plans, such as 401k, 403b, and TSP. It analyzes your employer's plan to suggest the best investment options that offer lower fees and potentially better performance, aiming to help you achieve a happy and wealthy retirement.

How does Plootus help with investments?

The app uses Artificial Intelligence to analyze thousands of employer-sponsored retirement plans. It provides personalized investment allocation suggestions based on your risk strategy, helping you make informed inter-fund transfers within your existing 401k, 403b, or TSP accounts.

Is Plootus free to use?

Yes, Plootus offers its premium investment advice and services for free for a limited time. This includes analyzing your employer's plan and suggesting optimal investment allocations without promoting any specific fund family.

What types of retirement plans does Plootus support?

Plootus supports a wide range of employer-sponsored retirement plans commonly offered in the US, including 401k, 401(k), 403b, 403(b), 457, 401a, and Thrift Savings Plans (TSP).

Can I delegate my retirement planning to someone else through the app?

Yes, if you find managing your retirement plan yourself cumbersome, Plootus allows you to delegate the task to a financial advisor of your choice directly through the app. This provides an alternative for those who prefer professional guidance.