Plut: Trade & Pay Bills
Pay for Airtime & Data & Bills
About
Manage everyday payments in Nigeria with this app. Buy airtime, data, and pay bills like electricity and TV subscriptions. Fund your digital wallet, withdraw to Nigerian banks, and exchange digital value for Naira securely.
What's New in Plut
1.6.5
July 10, 2026
Meet Plut AI, your in-app money assistant. Ask about your balance, gift card rates, and bills, then review and confirm actions right in the chat. Selling gift cards is faster and clearer. Plut Vision checks your card the moment you upload it and shows you the result while we verify. Buying airtime has a fresh look. Pick a number from your recents, favourites, or contacts, and review everything before you pay. Plus faster performance and fixes across sign in, notifications, and appearance.
MoreFAQ
What can I do with Plut?
Plut allows you to buy airtime and data, pay electricity and TV bills, fund betting accounts, and exchange digital value for Naira. You can also manage a Naira wallet with a dedicated account number for top-ups and withdrawals to Nigerian banks.
Is Plut secure to use?
Yes, Plut is designed with security in mind. It features a transaction PIN for every payment and withdrawal, biometric lock (Face ID and fingerprint), two-factor authentication, and real-time transaction alerts. It also uses bank-grade encryption.
How do I fund my Plut wallet?
You can fund your Plut wallet via instant bank transfers using the dedicated account number provided within the app. This allows for quick top-ups to manage your payments and other transactions.
Can I send money to other Plut users?
Yes, you can send money instantly and for free to other Plut users. This feature makes it easy to transfer funds between Plut accounts for quick transactions.
How does Plut handle digital value redemption?
Plut allows you to redeem and exchange eligible digital value and vouchers for your wallet balance. The app offers clear rates and quick payouts for these exchanges.
What billers are supported by Plut?
Plut supports various bill payments, including electricity providers like EKEDC and IKEDC, and TV subscriptions for DStv, GOtv, and StarTimes. It also facilitates payments for internet services.
What are the requirements to use Plut?
To use Plut, you need to verify your identity with your BVN or NIN and a selfie. This verification is necessary to raise your transaction limits and unlock the full functionality of the app.
How often is Plut updated?
Plut was last updated on 2026-07-10 with version 1.6.5. Regular updates ensure the app remains secure, functional, and includes improvements based on user feedback and new features.